2. FONCRESOL
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Hluvuku-ADSEMA
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación Fondo de Crédito Solidario Calle Quintin Barrios Nº 768 (Plaza España - Sopocachi), MurilloLa Paz, Bolivia5603
Data approved: 2013-08-16
Data version: 2
Age of data: 134 months
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Institution

HLUVUKU-ADSEMA Rua Principal, Bela Vista Parcela 33Bela Vista, Maputo
Data approved: 2012-01-21
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.peap-foncresol.org
Year established1997
Head of InstitutionGustavo Diez de Medina Villarreal
Regions activeChuquisaca , Cochabamba , La Paz , Potosí, Tarija
# Branches5

Total Portfolio (nat'l)BOB 64,620,579
Total Portfolio (USD)USD 9,573,419.11
Active clients with loans3,909
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsFINRURAL, INAFI - LA
FundersMISEREOR, Programa Mundial de Alimentos - PMA, Obras Cardenal Leger - CLO, ACDI (Agencia Canadiense de Desarrollo Internacional)

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2001
Head of InstitutionBernardo Lu?s Tembe
Regions active0
# Branches6

Total Portfolio (nat'l)MT 69,146,163
Total Portfolio (USD)USD 2,230,521.39
Active clients with loans5,106
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAMOMIF
FundersFord Foundation, DNPDR/UNCDF, FARE, Oxfam/Novib

Loan Products » Summary

Comunal
3,404 Borrowers
USD 1,285,406.06 Portfolio
Active Product
Individual
466 Borrowers
USD 8,032,746.36 Portfolio
Active Product
Solidario
39 Borrowers
USD 255,264.30 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Com & Serv
1,429 Borrowers
USD 624,546 Portfolio
Active Product
Agro
614 Borrowers
USD 267,663 Portfolio
Active Product
Habit & Cons
3,063 Borrowers
USD 1,338,313 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Banca Comunal BOB 2,500 - 9,500 6 - 18 60% - 80% 0% - 20% Business, Agriculture, Consumer Women, Men, Have business Credit Educ, Group Mtgs, Other Training, Insidencia Politica - Participación ciudadana, Derechos Humanos - Género
Individual USD 100 - 15,000 6 - 60 40% - 60% 60% - 80% Business, Agriculture, Consumer Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Comercio & Servicos MZN 5,000 - 350,000 4 - 18 60% - 80% 0% - 20% Business Women Credit Educ, Group Mtgs, Business Training
Credito Agro-pecuaria/ Agro-negocios MZN 5,000 - 200,000 6 - 18 40% - 60% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
Credito Habitacao e Bens de consumo MZN 5,000 - 200,000 6 - 18 40% - 60% 0% - 20% Business, Housing, Consumer Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 24.0% annual, Decl Bal 0 Fees 1 Ins None 6.00% ongoing 23.8% - 24% 30.3% - 30.6% 79
Individual 9.0%-18.0% annual, Decl Bal 0 Fees 1 Ins None N/A 18.1% - 18.9% 18.7% - 18.9% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercio & Servicos 55.2% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A
Credito Agro-pecuaria/ Agro-negocios 34.8% annual, Decl Bal 1 Fee 1 Ins None N/A 0% 0% N/A
Credito Habitacao e Bens de consumo 50.4% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 24.0% annual, Decl Bal 0 Fees 1 Ins Ins None 6.00% ongoing 23.8% - 24% 30.3% - 30.6% 79
Individual 9.0%-18.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 18.1% - 18.9% 18.7% - 18.9% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercio & Servicos 55.2% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A
Credito Agro-pecuaria/ Agro-negocios 34.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 0% 0% N/A
Credito Habitacao e Bens de consumo 50.4% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
Microloan Products offered in BOB0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeFONCRESOLInstitutionBO-021-V02-P01ProductBOCountry2013YearRange Number2Institution Data Version01,0002,0003,0004,0005,0006,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 30010010Number of Borrowers
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeFONCRESOLInstitutionBO-021-V02-P02ProductBOCountry2013YearRange Number2Institution Data Version01,0002,0003,0004,000Loan Size (all)0%5%10%15%20%Full APR (int fee ins tax dep)> 40203Number of Borrowers
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Institution Price Graph
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