Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AgroCapital | 21,900 | 16,894,000 | 11 | 176 |
ANED | 5,400 | 6,579,000 | 3 | 134 |
Banco FIE | 231,100 | 569,322,000 | 6 | 134 |
BancoSol | 215,300 | 861,418,000 | 30 | 134 |
CIDRE | 8,500 | 126,578,000 | 8 | 134 |
Coop Fatima | 6,300 | 44,280,000 | 7 | 176 |
CRECER | 166,900 | 134,626,000 | 13 | 134 |
Diaconia | 67,000 | 85,734,000 | 2 | 134 |
Ecofuturo | 59,200 | 226,839,000 | 5 | 134 |
EMPRENDER | 8,700 | 2,380,000 | 3 | 176 |
Fassil FFP | 57,600 | 325,081,000 | 5 | 134 |
FONCRESOL | 3,900 | 9,573,000 | 3 | 134 |
FONDECO | 14,200 | 24,274,000 | 3 | 134 |
Fortaleza | 20,100 | 164,530,000 | 13 | 134 |
FUBODE | 29,400 | 24,444,000 | 7 | 134 |
FUNBODEM | 8,600 | 15,798,000 | 9 | 134 |
IDEPRO | 10,400 | 40,479,000 | 2 | 134 |
IMPRO | 2,400 | 2,885,000 | 4 | 134 |
ProCredit | 84,300 | 257,487,000 | 8 | 176 |
PRODEM | 44,900 | 62,529,000 | 4 | 134 |
ProMujer BOL | 115,200 | 50,753,000 | 3 | 134 |
Sartawi | 14,600 | 26,842,000 | 8 | 134 |
Outstanding portfolio (COP) | COP 764,580,704 |
Portfolio (USD) | USD 420,099.29 |
Active Clients with Loans | 351 |
Approximate % Female Clients | 20% - 40% |
Approximate % Urban Clients | 20% - 40% |
Any purpose | |
Income generation | x |
Mortgage/housing | x |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | Activos Fijos |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | x |
Workplace visits | x |
Business training | x |
Other training | x |
Other | Acompañamiento en los procesos de comercialización |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Currency | COP |
Minimum loan size | COP 1,000,000 |
Maximum loan size | 61,800,000 |
Shortest loan term | 6.0 months |
Longest loan term | 36.0 months |
Approx average | 25.0 months |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | x |
Irregular payments |
Lowest quoted nominal interest | 2.45% |
Highest quoted nominal interest | 2.45% |
Interest rate period | Monthly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Estudio de Credito anual diferido en los meses del prestamo (No todos) |
% of loan amount - min | 4.00% |
% of loan amount - max | 7.50% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | N/A |
Appears on Repayment Sched? | Yes |
Ins 1 | |
---|---|
Description | Seguro de Vida o incapacidad por el monto del credito desembolsado (0.25% per annum) |
% of loan amount - min | 25.00% |
% of loan amount - max | 25.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | N/A |
Appears on Repayment Sched? | No |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | |||||
---|---|---|---|---|---|---|---|---|---|
Loan Amount | COP 3,419,000 | COP 6,800,000 | COP 13,000,000 | COP 32,479,927 | COP 50,000,000 | ||||
Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
Disbursement Date | 2011-01-28 | 2011-01-24 | 2011-01-14 | 2011-02-01 | 2011-04-30 | ||||
Loan Term (Months) | 30.0 months | 36.0 months | 36.0 months | 26.0 months | 36.0 months | ||||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | ||||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
True Price by Comp | |||||||||
Interest and Fee Component | 36.2% | 36.7% | 20.4% | 23.6% | 19.8% | ||||
Insurance Component | 0.6% | 0.6% | 0.2% | 0.6% | 0.5% | ||||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Deposit Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
Full APR (int fee ins tax dep) | 36.8% | 37.3% | 20.6% | 24.2% | 20.3% | ||||
Transparency Index | 80 | 79 | 100 | 100 | 100 | ||||
Original Repayment Schedule | |||||||||
MFT Pricing Calculation |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|