AMK - Angkor microheranhvatho (Kampuchea) - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

AMK - Angkor microheranhvatho (Kampuchea) # 442, St. 193, Toul Svayprey 1ChamkarmornPhnom Penh, Cambodia855

Data approved: 2011-09-30

Data version: 3

Age of data: - months

Download Data

Analyze Data

Institution

Ad Jesum Development Foundation, Inc. Clergy House CompoundMadangMati City, Davao Oriental/Region XI8200

Data approved: 2011-11-15

Data version: 1

Age of data: 163 months

Download Data

Analyze Data

Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	http://www.amkcambodia.com/
Year established	2003
Head of Institution	Pete Power
Regions active	0
# Branches	86

Total Portfolio (nat'l)	KHR 166,196,000,000
Total Portfolio (USD)	USD 42,472,783.03
Active clients with loans	262,731
Approximate % female clients	80% - 100%
Approximate % urban clients	0% - 20%
Network affiliations	CMA, SPTF
Funders	Agora, Concern

Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	http://adjesum.multiply.com/
Year established	1997
Head of Institution	Sr. Bernadette R. Dollete, CSJ
Regions active
# Branches	9

Total Portfolio (nat'l)	PhP 76,253,793
Total Portfolio (USD)	USD 1,824,253.42
Active clients with loans	9,525
Approximate % female clients	80% - 100%
Approximate % urban clients	0% - 20%
Network affiliations	People's Credit and Finance Corporation (PCFC), National Livelihood Development Corporation (NLDC), PinoyME Foundation, Responsible Investment for Solidarity Empowerment
Funders	Catholic Relief Services

Loan Products » Summary

Credit Line

39,631 Borrowers

USD 7,298,481.52 Portfolio

Credit Line

5,933 Borrowers

USD 1,296,044.12 Portfolio

Emergency

2,394 Borrowers

USD 201,826.25 Portfolio

Emergency

69 Borrowers

USD 7,432.38 Portfolio

End of Term

127,291 Borrowers

USD 18,064,341.83 Portfolio

End of Term

3,158 Borrowers

USD 554,423.14 Portfolio

Individual

15,534 Borrowers

USD 4,499,502.07 Portfolio

Inst ID

226 Borrowers

USD 80,184.73 Portfolio

Inst VB

860 Borrowers

USD 135,026.78 Portfolio

Inst ID

1,180 Borrowers

USD 1,142,170 Portfolio

Inst VB

63,785 Borrowers

USD 7,565,552.31 Portfolio

Seasonal

1,239 Borrowers

USD 978,771.51 Portfolio

Seasonal

64 Borrowers

USD 77,987.28 Portfolio

Seasonal

112 Borrowers

USD 132,620 Portfolio

Urban Poor

607 Borrowers

USD 93,321.36 Portfolio

Urban Poor

648 Borrowers

USD 113,922 Portfolio

Loan Products » Summary

Asset

120 Borrowers

USD 64,320.74 Portfolio

Educational

221 Borrowers

USD 3,789.31 Portfolio

Regular

11,000 Borrowers

USD 461,158.13 Portfolio

House Repair

276 Borrowers

USD 8,752.51 Portfolio

Micro-Agri

300 Borrowers

USD 265,383.21 Portfolio

MultiPurpose

1,200 Borrowers

USD 81,471.36 Portfolio

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Credit Line (KHR)	KHR 50,000 - 1,000,000	3 - 24	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Other Training
Credit Line (THB)	THB 500 - 10,000	1 - 24	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Credit Ins
Emergency Loan (KHR)	KHR 10,000 - 400,000	1 - 10	80% - 100%	0% - 20%	Other	Women, Men, Have home or land, Specific age group	Other Training
Emergency Loan (THB)	THB 500 - 4,000	1 - 10	80% - 100%	0% - 20%	Other	Women, Men, Have home or land	Credit Educ, Group Mtgs, Credit Ins
End of Term Loan (KHR)	KHR 10,000 - 1,000,000	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land, Specific age group	Credit Educ, Group Mtgs, Other Training
End of Term Loan (THB)	THB 500 - 10,000	1 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Credit Ins
individual Inst ID (KHR)	KHR 400,000 - 8,000,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land, Specific age group	Credit Educ, Other Training
Inst ID (THB)	THB 5,000 - 80,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ
Inst VB (THB)	THB 500 - 10,000	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Credit Ins
Inst-ID USD	USD 500 - 2,000	3 - 18	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land, Specific age group	Credit Educ, Other Training
Inst-VB (KHR)	KHR 10,000 - 1,000,000	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land, Specific age group	Credit Educ, Group Mtgs, Other Training
Seasonal Loan (KHR)	KHR 500,000 - 6,000,000	3 - 12	80% - 100%	0% - 20%	Any Purpose, For seasonal purpose only	Women, Men, Have business, Have home or land, Must have regular income for eligible monthly interest payment	Credit Educ, Group Mtgs
Seasonal Loan (THB)	THB 5,000 - 60,000	3 - 12	80% - 100%	0% - 20%	Any Purpose, Seasonal purpose only	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Credit Ins
Seasonal Loan (USD)	USD 100 - 1,500	3 - 12	80% - 100%	0% - 20%	Any Purpose, Seasonal loan requirement only	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Credit Ins
Easy Loan (KHR)	KHR 10,000 - 1,000,000	1 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Salaried worker, Specific age group	Credit Educ, Other Training
Easy Loan (USD)	USD 50 - 250	3 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business, Specific age group	Credit Educ, Other Training

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Asset Acquisition - Land	PHP 40,000 - 70,000	36	80% - 100%	20% - 40%	Housing	Women, Men	Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training
Educational Loan	PHP 3,000 - 5,000	6	80% - 100%	0% - 20%	Education	Women, Men	Credit Educ, Group Mtgs, Credit Ins, Business Training
Grameen I or Regular Loan	PHP 3,000 - 60,000	6 - 12	80% - 100%	0% - 20%	Any Purpose	Women, Men	Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
House Repair Loan	PHP 3,000 - 5,000	6	80% - 100%	20% - 40%	Housing	Women, Men, Have home or land	Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Micro-Agri Loan	PHP 5,000 - 70,000	6 - 12	60% - 80%	0% - 20%	Business, Agriculture	Women, Men	Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
Multi Purpose Loan	PHP 5,000 - 15,000	6 - 12	80% - 100%	20% - 40%	Any Purpose	Women, Men, Have business	Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Credit Line (KHR)	36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Credit Line (THB)	33.6% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Emergency Loan (KHR)	30.0% annual, Decl Bal	0 Fees	None	N/A	0%	0%	N/A
Emergency Loan (THB)	30.0% annual, Decl Bal	0 Fees	None	N/A	0%	0%	N/A
End of Term Loan (KHR)	36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
End of Term Loan (THB)	33.6% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
individual Inst ID (KHR)	27.6%-36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Inst ID (THB)	27.6%-33.6% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Inst VB (THB)	31.2% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Inst-ID USD	26.4%-31.2% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Inst-VB (KHR)	33.6% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Seasonal Loan (KHR)	31.2%-36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Seasonal Loan (THB)	31.2%-36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Seasonal Loan (USD)	28.8%-32.4% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Easy Loan (KHR)	30.0%-36.0% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A
Easy Loan (USD)	27.6%-33.6% annual, Decl Bal	1 Fee	None	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Asset Acquisition - Land	10.0% annual, Flat	1 Fee	2 Ins	None	N/A	73.8%	78.7%	13
Educational Loan	0.0% annual, Flat	1 Fee	2 Ins	None	N/A	12.3%	125%	0
Grameen I or Regular Loan	36.0% annual, Flat	1 Fee	2 Ins	1.00% loan amt	5.0% upfront 8.00-20.00 ongoing	73.8% - 81.8%	87% - 224%	31
House Repair Loan	12.0% annual, Flat	1 Fee	2 Ins	None	N/A	23.6%	174.9%	7
Micro-Agri Loan	36.0% annual, Flat	1 Fee	1 Ins	None	N/A	42.9% - 43.7%	44.4% - 56.4%	74
Multi Purpose Loan	36.0% annual, Flat	1 Fee	2 Ins	None	5.0% upfront 20.00 ongoing	73.8%	102.6% - 139.1%	30

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Credit Line (KHR)	36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Credit Line (THB)	33.6% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Emergency Loan (KHR)	30.0% annual, Decl Bal	0 Fees	0 Ins Ins	None	N/A	0%	0%	N/A
Emergency Loan (THB)	30.0% annual, Decl Bal	0 Fees	0 Ins Ins	None	N/A	0%	0%	N/A
End of Term Loan (KHR)	36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
End of Term Loan (THB)	33.6% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
individual Inst ID (KHR)	27.6%-36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Inst ID (THB)	27.6%-33.6% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Inst VB (THB)	31.2% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Inst-ID USD	26.4%-31.2% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Inst-VB (KHR)	33.6% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Seasonal Loan (KHR)	31.2%-36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Seasonal Loan (THB)	31.2%-36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Seasonal Loan (USD)	28.8%-32.4% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Easy Loan (KHR)	30.0%-36.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Easy Loan (USD)	27.6%-33.6% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Asset Acquisition - Land	10.0% annual, Flat	1 Fee	2 Ins Ins	None	N/A	73.8%	78.7%	13
Educational Loan	0.0% annual, Flat	1 Fee	2 Ins Ins	None	N/A	12.3%	125%	0
Grameen I or Regular Loan	36.0% annual, Flat	1 Fee	2 Ins Ins	1.00% loan amt	5.0% upfront 8.00-20.00 ongoing	73.8% - 81.8%	87% - 224%	31
House Repair Loan	12.0% annual, Flat	1 Fee	2 Ins Ins	None	N/A	23.6%	174.9%	7
Micro-Agri Loan	36.0% annual, Flat	1 Fee	1 Ins Ins	None	N/A	42.9% - 43.7%	44.4% - 56.4%	74
Multi Purpose Loan	36.0% annual, Flat	1 Fee	2 Ins Ins	None	5.0% upfront 20.00 ongoing	73.8%	102.6% - 139.1%	30

Institution Price Graph

Click to view Price Analysis Tool

Institution Price Graph

Loan Size/

Loan Term/

Custom

Click to view Price Analysis Tool

Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

	X Axis
	Greater than:
	Less or equal to:
	From 0 to
	to
	to
	to ∞

Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

Total Borrowers of Samples

Learn More

MFTransparency News

Explore Resources