Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.seilanithih.com.kh/ |
Year established | 1996 |
Head of Institution | Mr. Sanjay Gandhi |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kandal, Phnom Penh, PursatSiem Reap |
# Branches | 25 |
Total Portfolio (nat'l) | KHR 26,884,090,059 |
Total Portfolio (USD) | USD 6,806,098.75 |
Active clients with loans | 11,502 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0 |
Network affiliations | CMA |
Funders | CMI, CARD |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | KHR 400,000 - 2,400,000 | 1 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Ins | |||||||
Group Loan (THB) | THB 4,000 - 24,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
Individual Loan (THB) | THB 4,000 - 200,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins | |||||||
Individual Loan (KHR) | KHR 400,000 - 20,000,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | ||||||||
Individual Loan (USD) | USD 100 - 10,000 | 1 - 24 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business, Have home or land, Specific age group |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 36% | 37.1% | 97 | ||||||||
Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 32.9% - 36% | 34.8% - 37.1% | 100 | ||||||||
Individual Loan (THB) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 27.1% - 36% | 28.7% - 37.1% | 88 | ||||||||
Individual Loan (KHR) | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 30% - 36% | 31% - 37.1% | 85 | ||||||||
Individual Loan (USD) | 27.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 3.0% upfront | 27.1% - 33.4% | 28.6% - 35.2% | 95 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Banco Solidario | 79,700 | 221,716,000 | 1 | 176 |
CEPESIU | 2,000 | 939,000 | 4 | 176 |
COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 176 |
COAC Ambato | 1,300 | 16,415,000 | 2 | 176 |
COAC FondVida | 2,500 | 4,200,000 | 4 | 176 |
COAC LaBenefica | 2,500 | 8,482,000 | 6 | 176 |
COAC MCCH | 5,300 | 10,020,000 | 2 | 176 |
COAC Nacional | 30,700 | 27,129,000 | 2 | 176 |
COAC San José | 10,400 | 29,133,000 | 5 | 176 |
COAC SanAntonio | 1,000 | 2,384,000 | 3 | 176 |
COAC SantaAnita | 2,000 | 2,532,000 | 6 | 176 |
Codesarrollo | 14,400 | 40,328,000 | 7 | 176 |
Coop San Miguel | 1,800 | 4,754,000 | 5 | 173 |
CooP VPR | 700 | 1,052,000 | 4 | 176 |
Cooprogreso | 7,900 | 32,244,000 | 4 | 176 |
Credi Fe | 100,900 | 380,039,000 | 4 | 176 |
D^Miro | 36,900 | 27,692,000 | 9 | 169 |
DECOF | 2,200 | 705,000 | 2 | 176 |
Espoir | 62,100 | 21,036,000 | 5 | 176 |
FODEMI | 28,200 | 12,924,000 | 3 | 176 |
Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 176 |
FUNDAMIC | 2,000 | 1,468,000 | 2 | 176 |
INSOTEC | 7,000 | 6,047,000 | 4 | 176 |
Luz del Valle | 6,400 | 11,300,000 | 3 | 176 |
ProCredit | 43,800 | 211,941,000 | 2 | 176 |
PS Ambato | 5,600 | 2,771,000 | 1 | 176 |
Key Statistics | |
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# Products | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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