| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1986 |
| Head of Institution | Gloria Ines Navarro De Clausen |
| Regions active | |
| # Branches | 14 |
| Total Portfolio (nat'l) | COP 9,582,555,960 |
| Total Portfolio (USD) | USD 5,265,140.64 |
| Active clients with loans | 7,917 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Emprender, Asomicrofinanzas |
| Funders | CORUNIVERSITARIA, FELDESPATOS EL VERGEL, FENALCO TOLIMA, SURAMERICANA DE SEGUROS |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Activos Fijos | COP 300,000 - 13,390,000 | 3 - 36 | 40% - 60% | 40% - 60% | Activo Fijo | Women, Men, Have business, Specific age group, SER UN PROCESO DE PRODUCCION, COMERCIO O SERVICIO | Credit Ins | |||||||
| Capital de Trabajo | COP 300,000 - 13,390,000 | 3 - 24 | 60% - 80% | 40% - 60% | Business, Capital de Trabajo | Women, Men, Have business, Specific age group, pueden realizar actividades de producción, comercio o servicios. | Credit Ins | |||||||
| Libre Inversion | COP 535,600 - 535,600 | 3 - 12 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins, FRG, Estudios de Crédito |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Activos Fijos | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 40.8% - 48.9% | 43.3% - 54% | 53 | ||||||||
| Capital de Trabajo | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 38.4% - 48.2% | 43.6% - 55.2% | 49 | ||||||||
| Libre Inversion | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 0% | 0% | N/A |
| Outstanding portfolio (UGX) | UGX 625,742,481 |
| Portfolio (USD) | USD 284,428 |
| Active Clients with Loans | 453 |
| Approximate % Female Clients | 0% - 20% |
| Approximate % Urban Clients | 40% - 60% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | Acquire Business Asset |
| Other (2) |
| Credit education | x |
| Group meetings | |
| Credit insurance | x |
| Workplace visits | |
| Business training | |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | Fixed Security ie land required; must have existing business |
| Other (2) | Age Limit not above 65 years |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
