2. COAC San José
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COAC San José San Jose de Chimbo, calle Chimborazo 536 y 3 de MarzoCanton Chimbo, Provincia Bolivar
Data approved: 2010-11-08
Data version: 1
Age of data: 175 months

Product

Microcredito Grupal Pago al Vencimiento Product 3 of 5 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 1,531,514.57
Portfolio (USD)USD 1,531,514.57
Active Clients with Loans1,945
Approximate % Female Clients40% - 60%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity group
Village bankingx
Self help group
Other
Description
Microcredito es destinado a financiar actividades de produccion, comercialización o servicios, cuya fuente principal de pago constituye el producto de las ventas o ingresos. Los socios deben constituir un grupo entre ellos (MIN 10, MAX 30)
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherCapital de Trabajo
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 600
Maximum loan size1,600
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term12.0 months
Approx average10.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest18.00%
Highest quoted nominal interest18.00%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1
DescriptionSeguro de Desgravamen
% of loan amount - min3.00%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedUSD 12
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid3.00%
Maximum interest rate paid3.00%
Interest payment frequencyEnd Term
Taxes
Are taxes charged on this product?No

Full Pricing Data

Microcredito Grupal Pago al Vencimiento samples
Sample 1Sample 2
Loan AmountUSD 1,000USD 1,000
Loan Cycle (1, 2, 3, etc)Not KnownNot Known
Disbursement Date2010-06-232010-08-06
Loan Term (Months)12.0 months12.0 months
Grace Period (Months)0.0 months0.0 months
Total Cost of CreditNot KnownNot Known
True Price by Comp   
Interest and Fee Component18.5%18.3%
Insurance Component0.2%0.4%
Tax Component0.0%0.0%
Deposit Component0.2%0.2%
Full APR (int fee ins tax dep)18.9%18.9%
Transparency Index9595
    
Original Repayment SchedulePDFPDF
MFT Pricing CalculationPDFPDF
Microcredito Grupal Pago al Vencimiento Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeBusinessLoan PurposeCOAC San JoséInstitutionEC-009-V01-P03ProductECCountry2010YearRange Number1Institution Data Version02004006008001,000Loan Size (all)0%5%10%15%20%Full APR (int fee ins tax dep)> 90040050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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  2. FUNDAUNIBAN
Please note that the information you are viewing is 171 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FUNDAUNIBAN Calle 52 No 47-42Medellin
Data approved: 2011-03-15
Data version: 1
Age of data: 171 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fundauniban.org.co/
Year established1987
Head of InstitutionGabriel Marques Velez
Regions active
# Branches2

Total Portfolio (nat'l)COP 4,097,473,000
Total Portfolio (USD)USD 2,251,358.79
Active clients with loans958
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsFederación Antioqueña de ONG-Colombia, Redesarrollo- Republica Dominicana, Fundaciones Empresariales-Colombia, The Resourse Foundation- EEUU
FundersPROMOTORA DE EMPLEO DE ANTIOQUIA, FONDO DE GARANTIAS DE ANTIOQUIA, FUPAD, EMBAJADA DE HOLANDA

Loan Products » Summary

Rural
518 Borrowers
USD 1,048,487.51 Portfolio
Active Product
Urbanos
139 Borrowers
USD 258,704.88 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcredito Rural COP 1,000 - 12,875,000 12 - 36 20% - 40% 0% - 20% Business, Housing, Education, Ampliacion de tierras, Capital de trabajo Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Capacitaciones en Buenas Practicas Administrativas
Microempresarios Urbanos COP 1,000 - 12,875,000 12 - 36 60% - 80% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcredito Rural 19.8% annual, Decl Bal 1 Fee 2 Ins None N/A 25.8% - 33.9% 26.7% - 37.1% 61
Microempresarios Urbanos 24.0% annual, Decl Bal 1 Fee 2 Ins None N/A 28.3% - 33.7% 29.2% - 34.7% 74
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeFUNDAUNIBANInstitutionCO-024-V01-P01CO-024-V01-P02ProductCOCountry2011YearRange Number1Institution Data Version02,000,0004,000,0006,000,0008,000,00010,000,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 20010010Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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