2. CooP VPR
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cooperativa de Ahorro y Crédito Padre Vicente Ponce 10 de Agosto y Olmedo, Edif. Episcopal 3er. PisoTulcán, Carchi
Data approved: 2011-10-11
Data version: 1
Age of data: 175 months

Product

Crédito EDàšCATE Product 2 of 4 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 89,381
Portfolio (USD)USD 89,381
Active Clients with Loans67
Approximate % Female Clients80% - 100%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Para ayudarle a aliviar los gastos de educación: matrículas, uniformes, àºtiles escolares, computadoras, etc. Permitiéndole tener efectivo para no descuidar la mejora inversión que podemos realizar, LA EDUCACIÓN.
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loanx
Agriculture
Educationx
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
OtherN/A
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried workerx
Must be specific age group
OtherEstudiantes con relación de dependencia.
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveCarchi

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 100
Maximum loan size3,030
Distribution at Disbursement (Est.)
Loans less than USD 1,50030%
USD 1,500-5,00070%
USD 5,000-10,0000
USD 10,000-15,0000
USD 15,000-18,0000
Greater than USD 18,0000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term30.0 months
Approx average20.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months10%
Between 10 and 12 months20%
Between 13 and 18 months30%
Longer than 18 months40%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest15.19%
Highest quoted nominal interest15.19%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSeguro de desgravamen para el saldo del prestamo
% of loan amount - min5.32%
% of loan amount - max5.32%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Crédito EDàšCATE samples
Sample 1Sample 2Sample 3
Loan AmountUSD 404USD 1,010USD 2,020
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-04-182011-04-292011-05-19
Loan Term (Months)12.0 months12.0 months24.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component16.2%16.2%15.7%
Insurance Component1.1%1.1%1.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)17.2%17.2%16.7%
Transparency Index888891
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Crédito EDàšCATE Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeMultipleLoan PurposeCooP VPRInstitutionEC-013-V01-P02ProductECCountry2011YearRange Number1Institution Data Version05001,0001,5002,000Loan Size (all)0%5%10%15%Full APR (int fee ins tax dep)> 30102Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
  2. Banco WWB
Please note that the information you are viewing is 166 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco WWB S.A. Av 5 norte N° 16 N 57Cali, Valle del Cauca572
Data approved: 2011-08-01
Data version: 1
Age of data: 166 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.bancowwb.com/
Year established2011
Head of InstitutionClara Serra - Akerman
Regions active
# Branches93

Total Portfolio (nat'l)COP 551,063,000,000
Total Portfolio (USD)USD 302,781,868.10
Active clients with loans211,907
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsWomen's World Banking
FundersFundación WWB Colombia, WWB S.A.S, Blueorchard Private Equity Funds S.C.A.., SICAV-FIS., Developing World Markets

Loan Products » Summary

Crediequipo
1,240 Borrowers
USD 673,221.73 Portfolio
Active Product
Credimoto
734 Borrowers
USD 918,166.57 Portfolio
Active Product
Credimpulso
30,083 Borrowers
USD 10,422,101.90 Portfolio
Active Product
Inmobiliario
9,749 Borrowers
USD 25,521,053.15 Portfolio
Active Product
Microcredito
177,595 Borrowers
USD 256,484,615.40 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crediequipo COP 535,000 - 160,500,000 1 - 59 60% - 80% 80% - 100% Business Women, Men, Have business
Credimoto COP 2,891,000 - 5,301,900 1 - 36 60% - 80% 80% - 100% Business, Compra de Moto Women, Men, Have business
Credimpulso COP 535,000 - 1,000,000 1 - 15 60% - 80% 60% - 80% Business Women, Men, Have business
Inmobiliario COP 535,000 - 64,272,000 1 - 59 60% - 80% 60% - 80% Business, Housing Women, Men, Have business
Microcrédito COP 535,000 - 13,375,000 1 - 36 60% - 80% 60% - 80% Business Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crediequipo 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 32.5% - 43.8% 33% - 44.2% 83
Credimoto 22.8% annual, Decl Bal 1 Fee 3 Ins None N/A 22.2% - 22.6% 25.3% - 36.1% 73
Credimpulso 34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 43.4% - 53.8% 48.3% - 54.2% 67
Inmobiliario 22.8%-24.0% annual, Decl Bal 2 Fees 2 Ins None N/A 19.3% - 33.4% 19.7% - 38.6% 92
Microcrédito 31.3%-34.0% annual, Decl Bal 2 Fees 2 Ins None N/A 28.3% - 41.7% 28.6% - 42.1% 83
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessMultipleLoan PurposeBanco WWBInstitutionCO-005-V01-P01CO-005-V01-P02CO-005-V01-P03CO-005-V01-P04CO-005-V01-P05ProductCOCountry2011YearRange Number1Institution Data Version05,000,00010,000,00015,000,00020,000,00025,000,00030,000,000Loan Size (all)0%20%40%Full APR (int fee ins tax dep)> 88,00066,00044,00022,0002,400Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞