| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1996 |
| Head of Institution | Yolanda Haro Davila |
| Regions active | |
| # Branches | 7 |
| Total Portfolio (nat'l) | USD 7,934,963.10 |
| Total Portfolio (USD) | USD 7,934,963.10 |
| Active clients with loans | 2,059 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Red Financiera Rural, Ucaccentro |
| Funders | Red Financiera Rural, Ucaccentro |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.sahayata.co.in/ |
| Year established | 2007 |
| Head of Institution | Ajay Verma |
| Regions active | 0 |
| # Branches | 105 |
| Total Portfolio (nat'l) | INR 1,737,783,002 |
| Total Portfolio (USD) | USD 32,788,358.53 |
| Active clients with loans | 289,991 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credi - Emergente | USD 200 - 500 | 3 - 8 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker, Hacer un ahorro mensual de minimo 10,00 mensuales durante 1 año. | ||||||||
| Microcredito | USD 100 - 20,000 | 1 - 48 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sahayata Midterm Loan | INR 10,000 - 10,000 | 17.3 | 80% - 100% | 60% - 80% | Business | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Sahayata Progressive Loan | INR 5,000 - 10,000 | 11.5 | 80% - 100% | 60% - 80% | Business | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
| SAHAYATA Vishwas Loan (Reloan) | INR 15,000 - 15,000 | 17.3 | 80% - 100% | 60% - 80% | Business | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credi - Emergente | 19.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00 ongoing | 0% | 0% | N/A | ||||||||
| Microcredito | 18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 5.00 ongoing | 0% | 0% | N/A |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sahayata Midterm Loan | 0% | 33.7% | 35.9% | N/A | ||||||||||
| Sahayata Progressive Loan | 0% | 33.7% - 34.8% | 35.9% | N/A | ||||||||||
| SAHAYATA Vishwas Loan (Reloan) | 0% | 32.9% | 34% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sahayata Midterm Loan | 28.6% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 33.7% | 35.9% | 80 | ||||||||
| Sahayata Progressive Loan | 26.3% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 33.7% - 34.8% | 35.9% | 73 | ||||||||
| SAHAYATA Vishwas Loan (Reloan) | 27.1% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 32.9% | 34% | 80 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credi - Emergente | 19.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00 ongoing | 0% | 0% | N/A | ||||||||
| Microcredito | 18.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 5.00 ongoing | 0% | 0% | N/A |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sahayata Midterm Loan | 0% | 33.7% | 35.9% | N/A | ||||||||||
| Sahayata Progressive Loan | 0% | 33.7% - 34.8% | 35.9% | N/A | ||||||||||
| SAHAYATA Vishwas Loan (Reloan) | 0% | 32.9% | 34% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sahayata Midterm Loan | 28.6% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 33.7% | 35.9% | 80 | ||||||||
| Sahayata Progressive Loan | 26.3% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 33.7% - 34.8% | 35.9% | 73 | ||||||||
| SAHAYATA Vishwas Loan (Reloan) | 27.1% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 32.9% | 34% | 80 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
