2. COAC Nacional
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Spandana
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cooperativa de Ahorra y Credito Nacional Ltda Capità n Najera 4210 y la 14Guayaquil, Guayas
Data approved: 2010-11-08
Data version: 1
Age of data: 175 months

Institution

Spandana Sphoorty Financial Limited Plot No 79, Care Crystal,Vinayak Nagar, GachibowliHyderabad, Andhra Pradesh500032
Data approved: 2010-11-15
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.coopnacional.com/
Year established1978
Head of InstitutionJorge Jácome Galarza
Regions active
# Branches0

Total Portfolio (nat'l)USD 26,120,056.84
Total Portfolio (USD)USD 26,120,056.84
Active clients with loans30,747
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsRed Financiera Rural
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionPadmaja Reddy G.
Regions active0
# Branches1795

Total Portfolio (nat'l)INR 43,180,018,634
Total Portfolio (USD)USD 959,555,969.60
Active clients with loans4,959,649
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

Consumo
5,393 Borrowers
USD 2,546,253.22 Portfolio
Active Product
Microcredito
25,354 Borrowers
USD 24,582,834.37 Portfolio
Active Product

Loan Products » Summary

Abhilasha
3,509,722 Borrowers
USD 665,413,655.80 Portfolio
Active Product
Dharani
133,755 Borrowers
USD 53,277,751.27 Portfolio
Active Product
Pragathi
582,152 Borrowers
USD 184,467,694.60 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 300 - 20,000 12 - 36 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker
Microcrédito USD 300 - 20,000 12 - 36 40% - 60% 80% - 100% Business Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Abhilasha INR 6,000 - 20,000 11.5 - 23.1 80% - 100% 0% - 20% Business, Housing, Education, Other, to retire expensive debt, health purposes including better nutrition Women, economically active Credit Educ, Group Mtgs, Other Training
Dharani INR 5,000 - 50,000 3 - 11 0% - 20% 0% - 20% Business, only for working capital, exclusively for agri and allied purposes Women, Men, Must have agriculture ativity and secondary source of income Credit Educ, Group Mtgs
Pragathi INR 15,000 - 50,000 12 - 18 80% - 100% 0% - 20% Business, for income generation purposes Women, self-employed Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.2% annual, Decl Bal 0 Fees 0 Ins None 33.3% upfront 13.4% 15.1% 88
Microcrédito 20.1%-21.0% annual, Decl Bal 0 Fees 0 Ins None 33.3% upfront 20.3% - 21.3% 22.8% - 23.9% 84

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Abhilasha 0% 0% 0% N/A
Dharani 0% 0% 0% N/A
Pragathi 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Abhilasha 12.5%-15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Dharani 21.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Pragathi 25.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.2% annual, Decl Bal 0 Fees 0 Ins Ins None 33.3% upfront 13.4% 15.1% 88
Microcrédito 20.1%-21.0% annual, Decl Bal 0 Fees 0 Ins Ins None 33.3% upfront 20.3% - 21.3% 22.8% - 23.9% 84

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Abhilasha 0% 0% 0% N/A
Dharani 0% 0% 0% N/A
Pragathi 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Abhilasha 12.5%-15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Dharani 21.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Pragathi 25.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyBusinessLoan PurposeCOAC NacionalInstitutionEC-019-V01-P01EC-019-V01-P02ProductECCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,00012,000Loan Size (all)0%5%10%15%20%25%Full APR (int fee ins tax dep)> 5,0003,8002,5001,200100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Loan Portfolio (USD)
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