| Outstanding portfolio (USD) | USD 26,257.46 |
| Portfolio (USD) | USD 26,257.46 |
| Active Clients with Loans | 15 |
| Approximate % Female Clients | 20% - 40% |
| Approximate % Urban Clients | 60% - 80% |
| Any purpose | x |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | x |
| Must be specific age group | |
| Other | |
| Other (2) |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | SHEDEHWA OPTAT |
| Regions active | 0 |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 4,600,000,000 |
| Total Portfolio (USD) | USD 3,066,666.67 |
| Active clients with loans | 12,963 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | COMMUNITY BANK ASSOCIATION (CBA) |
| Funders | FINANCIAL SECTOR DEEPENING, AGRICULTURAL TRUST FUND(AGTF) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | TZS 300,000 - 6,000,000 | 12 | 60% - 80% | 40% - 60% | ||||||||||
| Small Business Loan | TZS 1,000,000 - 45,000,000 | 3 - 18 | 20% - 40% | 60% - 80% | ||||||||||
| Solidarity Group Loan | TZS 500,000 - 3,500,000 | 1 - 12 | 40% - 60% | 20% - 40% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins | N/A | 48.6% - 48.8% | 51.9% - 52.1% | 46 | |||||||||
| Small Business Loan | 10.00%-0.00% annual, Flat | 3 Fees | 1 Ins | N/A | 49.5% - 49.8% | 50.1% - 53.1% | 19 | |||||||||
| Solidarity Group Loan | 10.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 55.2% - 103.6% | 114% - 169% | 7 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
