2. DECOF
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. L & T Finance
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundación DECOF José María Peña Nº12-35 y MercadilloLojaEC110102
Data approved: 2010-11-08
Data version: 1
Age of data: 175 months

Institution

L & T Finance Ltd 3rd Floor, Metropolitan, Bandra East, BKC, MumbaiMumbai, Maharastra400051
Data approved: 2011-08-16
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2004
Head of InstitutionAlejandro Macas
Regions active
# Branches1

Total Portfolio (nat'l)USD 705,025.49
Total Portfolio (USD)USD 705,025.49
Active clients with loans2,200
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypePublic 'For Profit'
Is this institution regulated?Yes
Website addresshttp://www.ltfinance.com/
Year established1994
Head of InstitutionDinanath Dubhashi
Regions active0
# Branches211

Total Portfolio (nat'l)INR 5,220,000,000
Total Portfolio (USD)USD 116,000,000
Active clients with loans776,000
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Loan Products » Summary

Mensual
400 Borrowers
USD 178,652 Portfolio
Active Product
Semanal
1,800 Borrowers
USD 526,373 Portfolio
Active Product

Loan Products » Summary

Gram Bandhu
776,000 Borrowers
USD 116,000,000 Portfolio
Active Product
FY12
57,194 Borrowers
USD 10,022,222 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcrédito (mensual) USD 200 - 2,000 3 - 24 80% - 100% 40% - 60% Any Purpose Women Group Mtgs, Credit Ins
Microcrédito (semanal) USD 200 - 2,000 3 - 24 80% - 100% 40% - 60% Any Purpose Women Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gram Bandhu INR 10,000 - 20,000 12 - 18 80% - 100% 0% - 20% Business Women, Men Credit Educ, Group Mtgs
JLG_FY12 INR 5,000 - 15,000 12 80% - 100% 0% - 20% Business Women

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito (mensual) 21.0% annual, Decl Bal 0 Fees 1 Ins None 7.0% upfront 4.00 ongoing 20.8% - 21% 26% - 28.9% 77
Microcrédito (semanal) 21.0% annual, Decl Bal 0 Fees 1 Ins None 7.0% upfront 1.00 ongoing 22.7% - 22.8% 28.5% - 33% 69

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gram Bandhu 0% 0% 0% N/A
JLG_FY12 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gram Bandhu 24.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
JLG_FY12 22.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito (mensual) 21.0% annual, Decl Bal 0 Fees 1 Ins Ins None 7.0% upfront 4.00 ongoing 20.8% - 21% 26% - 28.9% 77
Microcrédito (semanal) 21.0% annual, Decl Bal 0 Fees 1 Ins Ins None 7.0% upfront 1.00 ongoing 22.7% - 22.8% 28.5% - 33% 69

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gram Bandhu 0% 0% 0% N/A
JLG_FY12 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gram Bandhu 24.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
JLG_FY12 22.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyLoan PurposeDECOFInstitutionEC-025-V01-P01EC-025-V01-P02ProductECCountry2010YearRange Number1Institution Data Version05001,0001,5002,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 90040050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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