Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.psambato.org/ |
Year established | 1997 |
Head of Institution | P. Rodrigo Altamirano |
Regions active | |
# Branches | 1 |
Total Portfolio (nat'l) | USD 2,771,063.27 |
Total Portfolio (USD) | USD 2,771,063.27 |
Active clients with loans | 5,692 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2010 |
Head of Institution | Thaddeo W. Mashera |
Regions active | 0 |
# Branches | 5 |
Total Portfolio (nat'l) | TZS 1,622,843,381 |
Total Portfolio (USD) | USD 1,081,895.59 |
Active clients with loans | 6,381 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | TAMFI |
Funders | Gatsby Charity Fund, Tanzania Gatsby Trust |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banco Comunal | USD 50 - 9,200 | 6 - 12 | 80% - 100% | 40% - 60% | Any Purpose | Women, Men, Have business | Group Mtgs, Credit Ins, Other Training, Capacitacion en valores y formacion humana, Capacitacion en salud y estilos de vida, Si existe el fallecimiento de una socia durante el ciclo, la deuda es condonada |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 20% - 40% | ||||||||||
Jijenge Loan | TZS 300,000 - 5,000,000 | 6 - 24 | 60% - 80% | 40% - 60% | ||||||||||
Mkulima Loan | TZS 300,000 - 3,000,000 | 3 - 12 | 60% - 80% | 0% - 20% | ||||||||||
Personal Loan | 0 | 0 | 40% - 60% | 40% - 60% | ||||||||||
SME Loan | 0 | 0 | 40% - 60% | 80% - 100% | ||||||||||
Ushirika | TZS 500,000 - 5,000,000 | 6 - 24 | 40% - 60% | 20% - 40% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banco Comunal | 24.0% annual, Decl Bal | 0 Fees | 0 | None | 10.0% upfront 2.00% ongoing | 24.3% | 24.3% - 31.7% | 81 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 55.9% - 56.8% | 92.6% - 98.4% | 31 | ||||||||||
Jijenge Loan | 30.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 45.7% - 47.4% | 79% - 82.8% | 36 | ||||||||||
Mkulima Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 57.1% | 89.7% - 89.9% | 33 | ||||||||||
Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 46% - 46.2% | 71.4% - 71.8% | |||||||||||
SME Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | #N/A | #N/A | |||||||||||
Ushirika | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 45.6% - 45.7% | 57.1% - 57.2% | 42 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banco Comunal | 24.0% annual, Decl Bal | 0 Fees | 0 | None | 10.0% upfront 2.00% ongoing | 24.3% | 24.3% - 31.7% | 81 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 55.9% - 56.8% | 92.6% - 98.4% | 31 | ||||||||||
Jijenge Loan | 30.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | 45.7% - 47.4% | 79% - 82.8% | 36 | ||||||||||
Mkulima Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 57.1% | 89.7% - 89.9% | 33 | ||||||||||
Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 46% - 46.2% | 71.4% - 71.8% | |||||||||||
SME Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | #N/A | #N/A | |||||||||||
Ushirika | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | 45.6% - 45.7% | 57.1% - 57.2% | 42 |
Key Statistics | |
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# Products | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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