2. ACSI
Please note that the information you are viewing is 162 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Amhara Credit and Savings Institution (ACSI) Head OfficeGonder road Kebele 10Bahir Dar, AmharaP O Box 417
Data approved: 2011-12-23
Data version: 1
Age of data: 162 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.acsi-ethiopia.org/
Year established1995
Head of InstitutionMr Mekonen Yelewemwessen
Regions active
# Branches229

Total Portfolio (nat'l)ETB 1,940,827,401
Total Portfolio (USD)USD 105,479,750.10
Active clients with loans694,993
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI
FundersORDA Organisation for Rehabilitation and Development in Amhara, Regional Government, Endeaveour, ADA Amhara Development Association

Loan Products » Summary

Asset Loan
23,590 Borrowers
USD 6,555,691.90 Portfolio
Active Product
Enterprise
8,562 Borrowers
USD 13,100,877.93 Portfolio
Active Product
Group - Term
518,017 Borrowers
USD 66,456,177.50 Portfolio
Active Product
Group - Intl
129,504 Borrowers
USD 16,614,044.35 Portfolio
Active Product
Technology
2,600 Borrowers
USD 445,311.36 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Loan ETB 1,000 - 15,000 12 - 36 60% - 80% 0% - 20% Housing, Consumer Women, Men, Salaried worker
Enterprise Loan ETB 5,001 - 10,000,000 12 - 60 60% - 80% 0% - 20% Business Women, Men, Have business
Group Loan - End Term ETB 150 - 3,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins
Group Loan - Installments ETB 150 - 7,500 12 - 24 60% - 80% 0% - 20% Any Purpose Women, Men Credit Educ, Group Mtgs, Credit Ins
Technology Loan ETB 4,200 - 5,669 24 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Loan 10.0%-13.0% annual, Decl Bal 1 Fee 0 Ins None 5.0% upfront 12.9% - 13% 13.7% - 13.8% 73
Enterprise Loan 10.0%-13.0% annual, Decl Bal 1 Fee 0 Ins None N/A 10% - 13% 10% - 13% 88
Group Loan - End Term 18.0% annual, Decl Bal 0 Fees 1 Ins None 5.0% upfront 1.00% ongoing 18% 20.5% 88
Group Loan - Installments 15.0% annual, Decl Bal 0 Fees 1 Ins None 3.0% upfront 1.00% ongoing 14.9% - 15.1% 17% - 17.9% 85
Technology Loan 13.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 0.30% ongoing 13% 13.4% - 13.5% 96
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessMultipleLoan PurposeACSIInstitutionET-002-V01-P01ET-002-V01-P02ET-002-V01-P03ET-002-V01-P04ET-002-V01-P05ProductETCountry2011YearRange Number1Institution Data Version05,00010,00015,000Loan Size (all)0%5%10%15%20%Full APR (int fee ins tax dep)> 250,000190,000120,00064,0007,100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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  2. Fomentamos
Please note that the information you are viewing is 171 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Corporación Fomentamos Calle 53 No 42-52Medellín
Data approved: 2011-03-15
Data version: 1
Age of data: 171 months

Product

CS CON RECURSOS PROPIOS Product 1 of 1 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (COP)COP 186,866,438
Portfolio (USD)USD 102,673.87
Active Clients with Loans918
Approximate % Female Clients60% - 80%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village bankingx
Self help group
Other
Description
CIRCULOS SOLIDARIOS CON RECURSOS PROPIOS.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 50,000
Maximum loan size1,000,000
Distribution at Disbursement (Est.)
Loans less than COP 5,000,000100%
COP 5,000,000-20,000,0000
COP 20,000,000-35,000,0000
COP 35,000,000-50,000,0000
COP 50,000,000-65,000,0000
Greater than COP 65,000,0000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term4.0 months
Approx average3.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.46%
Highest quoted nominal interest2.46%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?Yes
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionComisio Credito
% of loan amount - min1.88%
% of loan amount - max7.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation(la comision es el 7.5% anual del valor del credito; p.ej. si el credito es a 16 semanas, 4 meses, la comision es el 2.5%.
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionFondo Mutual y Exequial
% of loan amount - min1.30%
% of loan amount - max1.30%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

CS CON RECURSOS PROPIOS samples
Sample 1Sample 2Sample 3
Loan AmountCOP 300,000COP 400,000COP 800,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-05-162011-05-172011-05-17
Loan Term (Months)2.0 months2.8 months2.8 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component44.0%50.4%50.4%
Insurance Component12.7%12.7%12.7%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)56.8%63.2%63.2%
Transparency Index524747
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
CS CON RECURSOS PROPIOS Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeFomentamosInstitutionCO-013-V01-P01ProductCOCountry2011YearRange Number1Institution Data Version0200,000400,000600,000800,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 40020020Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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