2. DECSI
Please note that the information you are viewing is 161 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Dedebit Credit and Savings Institution Head OfficeMekelePO Box 1074
Data approved: 2011-12-23
Data version: 1
Age of data: 161 months

Product

Regular Loan Product 6 of 8 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (ETB)ETB 261,000,000
Portfolio (USD)USD 14,184,782.61
Active Clients with Loans78,000
Approximate % Female Clients60% - 80%
Approximate % Urban Clients80% - 100%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
This loan is for income generating activities
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyETB
Minimum loan sizeETB 500
Maximum loan size20,000
Loan Term and Grace Period
Shortest loan term12.0 months
Longest loan term36.0 months
Approx average36.0 months
Grace Period
Grace period usage100%
Average grace period3.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest18.00%
Highest quoted nominal interest18.00%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Regular Loan samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountETB 2,000ETB 3,000ETB 5,000ETB 8,000ETB 10,000ETB 20,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2011-08-242011-08-242011-08-242011-09-062011-09-062011-09-06
Loan Term (Months)12.0 months12.0 months12.0 months36.0 months36.0 months36.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component17.6%17.6%17.6%16.7%16.7%16.7%
Insurance Component0.0%0.0%0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)17.6%17.6%17.6%16.7%16.7%16.7%
Transparency Index100100100100100100
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Regular Loan Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeDECSIInstitutionET-004-V01-P06ProductETCountry2011YearRange Number1Institution Data Version05,00010,00015,00020,000Loan Size (all)0%5%10%15%Full APR (int fee ins tax dep)> 23,00017,00011,0005,800600Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution # Borrowers Portfolio (US$) Products Age of Data
KBL468,300120,082,00016118
KF233,60041,416,0004117
NRSP399,90070,157,0003118
ASA230,40029,637,0003118
TMFB221,20085,449,0007118
FMFB163,54438,481,3239136
TRDP100,00013,817,0003118
PRSP75,6569,907,1763136
BRAC^P57,30011,869,0003118
SRSO51,1007,775,0003118
SSF46,0004,776,0003118
FINCA82,00043,559,0009118
JWS36,0006,545,0002118
RCDS35,5524,856,1224136
DAMEN35,1857,150,8641136
FFO22,4003,335,0003118
OLP21,4003,510,0003118
CSC17,6003,147,0001118
AMRDO13,8001,206,0005118
WMBL13,8006,105,0003118
Mojaz13,4002,415,0002118
SDF11,5001,041,0004118
POMFB8,5002,795,0004118
OPD7,500918,0002118
AGAHE7,300797,0002118
NRDP6,1841,521,9723136
GBTI6,100669,0003136
WASIL4,3001,135,0002118
Micro Options4,000768,0005118
VDO3,900489,0003136
SVDP3,900811,00013136
SRDO3,500766,0004118
OSDI2,000923,0003118
APMBL1,8001,401,0003118
BEDF1,400209,0003136
KCDO80094,0001136
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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