2. Eshet
Please note that the information you are viewing is 161 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FINCA Tanzania
Please note that the information you are viewing is 122 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Eshet MFI Head OfficeAddis AbabaPO Box 23923
Data approved: 2011-12-23
Data version: 1
Age of data: 161 months

Institution

FINCA Tanzania M.F.C. Limited Plot # 84 Morogoro Rd,Dar es SalaamP.O Box 78783
Data approved: 2014-11-04
Data version: 3
Age of data: 122 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2000
Head of InstitutionMerga Bekele
Regions active
# Branches12

Total Portfolio (nat'l)ETB 44,028,216
Total Portfolio (USD)USD 2,392,837.83
Active clients with loans24,199
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI, MAIN
FundersRUFIP, Oxfam Novib

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established1998
Head of InstitutionTom Kocsis
Regions activeArusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, Mwanza, Pwani, Ruvuma, ShinyangaSingida, Tabora, Tanga
# Branches26

Total Portfolio (nat'l)TZS 50,112,584,494
Total Portfolio (USD)USD 31,517,348.74
Active clients with loans78,486
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsFINCA International, FINCA Microfinance Holding Company LLC, Tanzania Association of Microfinance Institutions
FundersResponsibility, Triple Jump, International Finance Corporation (IFC), KFW

Loan Products » Summary

Business
1,827 Borrowers
USD 167,498.64 Portfolio
Active Product
Employee
528 Borrowers
USD 143,570.27 Portfolio
Active Product
Agriculture
16,472 Borrowers
USD 2,081,768.91 Portfolio
Active Product

Loan Products » Summary

Individual
9,944 Borrowers
USD 17,564,653.79 Portfolio
Active Product
Small Group
12,475 Borrowers
USD 3,692,455.75 Portfolio
Active Product
Village
56,067 Borrowers
USD 10,260,239.19 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan ETB 500 - 7,500 6 - 18 40% - 60% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins
Employee Loan ETB 500 - 10,000 6 - 18 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Ins
Rural Agricultural Loan ETB 500 - 7,500 6 - 12 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan TZS 500,000 - 30,000,000 3 - 18 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Tech Asst Visits
Small Group Loan TZS 350,000 - 4,000,000 6 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
Village Banking Loan TZS 30,000 - 3,000,000 6 - 10 60% - 80% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 18.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 10.00 ongoing 31.2% - 32.3% 35.8% - 37.7% 49
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins None N/A 26.4% - 27.5% 28.4% - 29.9% 51
Rural Agricultural Loan 24.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 10.00 ongoing 24.1% 26.6% - 26.8% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins None N/A 59.3% - 60.4% 59.3% - 60.4% 60
Small Group Loan 64.8% annual, Decl Bal 1 Fee 0 Ins None N/A 65.2% - 66.8% 65.2% - 66.8% 98
Village Banking Loan 78.0% annual, Decl Bal 0 Fees 0 Ins None N/A 75.7% - 82.2% 75.7% - 82.2% 98

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 18.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 31.2% - 32.3% 35.8% - 37.7% 49
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins Ins None N/A 26.4% - 27.5% 28.4% - 29.9% 51
Rural Agricultural Loan 24.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 24.1% 26.6% - 26.8% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 59.3% - 60.4% 59.3% - 60.4% 60
Small Group Loan 64.8% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 65.2% - 66.8% 65.2% - 66.8% 98
Village Banking Loan 78.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 75.7% - 82.2% 75.7% - 82.2% 98
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessMultipleLoan PurposeEshetInstitutionET-007-V01-P01ET-007-V01-P02ET-007-V01-P03ProductETCountry2011YearRange Number1Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 8,2006,1004,1002,000200Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessLoan PurposeFINCA TanzaniaInstitutionTZ-007-V03-P01TZ-007-V03-P02TZ-007-V03-P03ProductTZCountry2014YearRange Number3Institution Data Version01,000,0002,000,0003,000,0004,000,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 11,0008,4005,6002,800300Number of Borrowers
Click to view Price Analysis Tool
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Loan Portfolio (USD)
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% Products with one or more insurances
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