2. Harbu
Please note that the information you are viewing is 162 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Harbu MFI Bole Sub CityAddis AbabaPO Box 13460
Data approved: 2012-04-12
Data version: 1
Age of data: 162 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionMr Tesfaye Befekadu
Regions active
# Branches13

Total Portfolio (nat'l)ETB 32,345,500
Total Portfolio (USD)USD 1,757,907.61
Active clients with loans22,473
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsAEMFI, MAIN
FundersTerrafina, SOS Faim, Promic, KNH

Loan Products » Summary

Agriculture
15,732 Borrowers
USD 1,055,438.64 Portfolio
Active Product
Installment
6,741 Borrowers
USD 702,468.97 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan ETB 1,000 - 6,000 8 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men Credit Educ, Business Training
Installment loan ETB 1,000 - 8,000 6 - 12 60% - 80% 60% - 80% Any Purpose Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 18.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 1.00% ongoing 19.7% - 19.8% 21.7% - 22.6% 81
Installment loan 13.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 1.00% ongoing 29% - 29.1% 36.7% - 36.9% 35
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyMultipleLoan PurposeHarbuInstitutionET-008-V01-P01ET-008-V01-P02ProductETCountry2012YearRange Number1Institution Data Version01,0002,0003,0004,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 7,8005,9003,9001,900200Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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  2. HKL
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Hattha Kaksekar Limited Beung Keng Kang IChamcamornPhnom Penh, Cambodia855
Data approved: 2010-09-22
Data version: 1
Age of data: -   months 
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Product

Medium Loans Product 2 of 4 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 9,805,985.66
Portfolio (USD)USD 9,805,985.66
Active Clients with Loans4,338
Approximate % Female Clients60% - 80%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loanx
Agriculture
Educationx
Other household financex
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Men
Women
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 2,501
Maximum loan size10,000
Loan Term and Grace Period
Shortest loan term0
Longest loan term0
Approx average0
Distribution at Disbursement (Est.)
Loans 3 months or lessN/A
Between 4 and 6 monthsN/A
Between 7 and 9 monthsN/A
Between 10 and 12 monthsN/A
Between 13 and 18 monthsN/A
Longer than 18 monthsN/A
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.00%
Highest quoted nominal interest2.80%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?N/A
Is rate fixed for entire loan termN/A
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forSome
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited0 - N/A
or, Fixed-amount depositedUSD 5 - N/A
Deposits DURING period payments
% loan amount deposited0 - N/A
or, Fixed-amount depositedUSD 5 - N/A
Conditions on access to deposit
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
Saving product here is not provided interest rate to depositors

Full Pricing Data

Medium Loans samples
Sample 1
Loan AmountUSD 3,000
Loan Cycle (1, 2, 3, etc)Not Known
Disbursement Date2013-05-06
Loan Term (Months)N/A
Grace Period (Months)0
Total Cost of CreditNot Known
True Price by Comp 
Interest and Fee ComponentDK
Insurance Component25.0%
Tax Component-25.0%
Deposit Component0
Full APR (int fee ins tax dep)DK
Transparency Index-1
  
Original Repayment SchedulePDF
MFT Pricing CalculationPDF
Medium Loans Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessLoan PurposeHKLInstitutionKH-008-V01-P02ProductKHCountry2010YearRange Number1Institution Data Version05001,0001,5002,0002,5003,000Loan Size (all)Full APR (int fee ins tax dep)> 80040040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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