Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.peacemfi.org/ |
Year established | 1999 |
Head of Institution | Mr Tezera Kebede |
Regions active | |
# Branches | 18 |
Total Portfolio (nat'l) | ETB 44,682,307 |
Total Portfolio (USD) | USD 2,428,386.25 |
Active clients with loans | 17,206 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI, MAIN, WWB |
Funders | Oxfam Novib, Ethio-Italian Development Cooperation, Agri Service Ethiopia, RUFIP |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.amssfmc.ma |
Year established | 1994 |
Head of Institution | Zakaria Jebbouri |
Regions active | Tangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra |
# Branches | 49 |
Total Portfolio (nat'l) | MAD 44,000,000 |
Total Portfolio (USD) | USD 5,176,470.59 |
Active clients with loans | 13,300 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Federation Nationale des Association des Micro credit, Reseau Micro Finance Solidaire, AMT, Reseau Sanabel |
Funders | Fonds Jaida, ICO, SGMB banque, Credit Agricole |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | ETB 2,000 - 5,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training, Savings training | |||||||
Non-agricultural loan | ETB 1,900 - 5,000 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Savings training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | MAD 500 - 15,000 | 3 - 18 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Group Mtgs, Other Training | |||||||
Produit Investissement | MAD 3,000 - 30,000 | 6 - 30 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | ||||||||
Produit Logement | MAD 3,000 - 30,000 | 3 - 30 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business, Have home or land | ||||||||
Produit Elevage | MAD 3,000 - 30,000 | 6 - 18 | 0% - 20% | 0% | Business | Women, Men | ||||||||
Produit Fellah | MAD 3,000 - 25,000 | 4 - 6 | 0% - 20% | 0% - 20% | Business | Women, Men |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 18.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00% ongoing | 20.1% - 20.2% | 22% - 22.2% | 81 | ||||||||
Non-agricultural loan | 15.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 30.7% - 30.8% | 38.2% - 40.4% | 38 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | 19.2%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40% - 49.6% | 40% - 49.6% | 41 | ||||||||
Produit Investissement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 35.3% - 50% | 35.3% - 50% | 42 | ||||||||
Produit Logement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 37% - 49.4% | 37% - 49.4% | 41 | ||||||||
Produit Elevage | 24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 29.6% - 30.7% | 29.6% - 30.7% | 79 | ||||||||
Produit Fellah | 26.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 31.3% - 32.9% | 31.3% - 32.9% | 81 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00% ongoing | 20.1% - 20.2% | 22% - 22.2% | 81 | ||||||||
Non-agricultural loan | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 30.7% - 30.8% | 38.2% - 40.4% | 38 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | 19.2%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40% - 49.6% | 40% - 49.6% | 41 | ||||||||
Produit Investissement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 35.3% - 50% | 35.3% - 50% | 42 | ||||||||
Produit Logement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 37% - 49.4% | 37% - 49.4% | 41 | ||||||||
Produit Elevage | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 29.6% - 30.7% | 29.6% - 30.7% | 79 | ||||||||
Produit Fellah | 26.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 31.3% - 32.9% | 31.3% - 32.9% | 81 |
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% Products using declining balance | |
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% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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