Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 163 |
ADCSI | 176,100 | 30,846,000 | 2 | 164 |
BG | 47,000 | 4,048,000 | 4 | 163 |
DECSI | 361,000 | 96,304,000 | 7 | 163 |
Dire | 4,900 | 828,000 | 4 | 163 |
DMCPSC | 1,200 | 69,000 | 1 | 163 |
Eshet | 18,800 | 2,392,000 | 3 | 163 |
Harbu | 22,400 | 1,757,000 | 2 | 163 |
Meklit | 12,200 | 1,395,000 | 4 | 163 |
Metemamen | 10,500 | 650,000 | 6 | 163 |
OCSSCO | 502,700 | 69,565,000 | 3 | 163 |
OMO | 323,600 | 31,385,000 | 4 | 163 |
PEACE | 17,200 | 2,462,000 | 3 | 163 |
SFPI | 33,600 | 2,750,000 | 3 | 163 |
Sidama | 53,400 | 1,162,000 | 6 | 163 |
Wasasa | 49,300 | 5,798,000 | 4 | 163 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 160 |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.parabank.az/ |
Year established | 1991 |
Head of Institution | Vali Guliyev |
Regions active | 0 |
# Branches | 16 |
Total Portfolio (nat'l) | AZN 64,721,000 |
Total Portfolio (USD) | USD 80,901,250 |
Active clients with loans | 7,573 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumer Loans | AZN 1,000 - 20,000 | 3 - 24 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men, Have home or land, Salaried worker | Credit Educ, Credit Ins | |||||||
Group Loans | AZN 500 - 2,000 | 3 - 18 | 20% - 40% | 60% - 80% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Micro Loans | AZN 1,000 - 20,000 | 6 - 18 | 20% - 40% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
AZN 20,000 - 200,000 | 6 - 36 | 0% - 20% | 20% - 40% | Business, Housing | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumer Loans | 24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 31.9% - 42.1% | 31.9% - 42.1% | 69 | ||||||||
Group Loans | 24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 41.7% - 43% | 41.7% - 43% | 56 | ||||||||
Micro Loans | 24.0%-36.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 30.8% - 40.3% | 30.8% - 40.3% | 69 | ||||||||
18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.8% | 29.8% | 60 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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