| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 162 |
| ADCSI | 176,100 | 30,846,000 | 2 | 163 |
| BG | 47,000 | 4,048,000 | 4 | 162 |
| DECSI | 361,000 | 96,304,000 | 7 | 162 |
| Dire | 4,900 | 828,000 | 4 | 162 |
| DMCPSC | 1,200 | 69,000 | 1 | 162 |
| Eshet | 18,800 | 2,392,000 | 3 | 162 |
| Harbu | 22,400 | 1,757,000 | 2 | 162 |
| Meklit | 12,200 | 1,395,000 | 4 | 162 |
| Metemamen | 10,500 | 650,000 | 6 | 162 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 162 |
| OMO | 323,600 | 31,385,000 | 4 | 162 |
| PEACE | 17,200 | 2,462,000 | 3 | 162 |
| SFPI | 33,600 | 2,750,000 | 3 | 162 |
| Sidama | 53,400 | 1,162,000 | 6 | 162 |
| Wasasa | 49,300 | 5,798,000 | 4 | 162 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 159 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.prasac.com.kh/ |
| Year established | 1995 |
| Head of Institution | Sim Senacheert |
| Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo |
| # Branches | 168 |
| Total Portfolio (nat'l) | KHR 980,669,000,000 |
| Total Portfolio (USD) | USD 248,270,632.90 |
| Active clients with loans | 138,525 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MixMarket, Banking With the Poor Network, APRACA |
| Funders | Dragon Capital Group, FMO, BIO, LOLC |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Production Loan (USD) | USD 75 - 50,000 | 4 - 48 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men, Have home or land | ||||||||
| Agricultural Production Loan (KHR) | KHR 300,000 - 200,000,000 | 4 - 48 | 80% - 100% | 0% - 20% | Business, Agriculture | Women, Men, Have home or land | ||||||||
| Biodigester Loan (USD) | USD 150 - 1,000 | 4 - 24 | 60% - 80% | 0% - 20% | Business | Women, Men, Have home or land | ||||||||
| Business Loan (KHR) | KHR 300,000 - 200,000,000 | 4 - 48 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
| Business Loan (USD) | USD 75 - 50,000 | 4 - 48 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
| Consumption Loan (KHR) | KHR 300,000 - 200,000,000 | 4 - 48 | 80% - 100% | 0% - 20% | Housing, Consumer, Education | Women, Men, Have business, Have home or land | ||||||||
| Consumption Loan (USD) | USD 75 - 25,000 | 4 - 48 | 60% - 80% | 20% - 40% | Housing, Consumer, Education | Women, Men, Have business, Have home or land | ||||||||
| Group Loan (KHR) | KHR 100,000 - 5,000,000 | 4 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men | Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Production Loan (USD) | 16.8%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 20.5% - 32.4% | 20.5% - 32.4% | 61 | ||||||||
| Agricultural Production Loan (KHR) | 25.2%-39.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 26.5% - 32.4% | 26.5% - 32.4% | 83 | ||||||||
| Biodigester Loan (USD) | 14.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 14.5% | 14.5% | 99 | ||||||||
| Business Loan (KHR) | 25.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 25.3% - 34.8% | 25.3% - 34.8% | 83 | ||||||||
| Business Loan (USD) | 16.8%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.7% - 32.4% | 21.7% - 32.4% | 64 | ||||||||
| Consumption Loan (KHR) | 25.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 25.3% - 30.1% | 25.3% - 30.1% | 89 | ||||||||
| Consumption Loan (USD) | 19.2%-32.4% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.7% - 32.4% | 21.7% - 32.4% | 73 | ||||||||
| Group Loan (KHR) | 31.2%-39.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32.4% - 33.6% | 32.4% - 33.6% | 94 |
| Key Statistics | |
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| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
