Institution # Borrowers Portfolio (US$) Products Age of Data
ACSI682,200103,172,0005161
ADCSI176,10030,846,0002162
BG47,0004,048,0004161
DECSI361,00096,304,0007161
Dire4,900828,0004161
DMCPSC1,20069,0001161
Eshet18,8002,392,0003161
Harbu22,4001,757,0002161
Meklit12,2001,395,0004161
Metemamen10,500650,0006161
OCSSCO502,70069,565,0003161
OMO323,60031,385,0004161
PEACE17,2002,462,0003161
SFPI33,6002,750,0003161
Sidama53,4001,162,0006161
Wasasa49,3005,798,0004161
Wisdom MFI45,3005,500,0006158
  2. Banco Agrario
Please note that the information you are viewing is 170 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco Agrario De Colombia S.A Carrera 8 No. 15-43Bogotà D.C, Cundomarca57
Data approved: 2011-03-15
Data version: 1
Age of data: 170 months

Product

Linea de Nucleos Solidarios Product 2 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (COP)COP 333,142,977
Portfolio (USD)USD 183,045.59
Active Clients with Loans3,317
Approximate % Female Clients60% - 80%
Approximate % Urban Clients80% - 100%
Methodology
Individual
Solidarity group
Village bankingx
Self help group
Other
Description
Metodología de Banca Comunal, se atienden grupos de microempresarios de estratos 0 y 1, que por sus condiciones requieren de montos de créditos bajos a plazos muy cortos y de condiciones crediticias ajustadas a su situación actual.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 3,600,000
Maximum loan size12,750,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term6.0 months
Approx average4.3 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeksx
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest29.56%
Highest quoted nominal interest29.56%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
Fee 1
DescriptionMIPYME (porcentaje anual)
% of loan amount - min4.50%
% of loan amount - max7.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSeguro Vida Deudor
% of loan amount - min0.27%
% of loan amount - max0.35%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited10.00%
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid1.00%
Maximum interest rate paid1.00%
Interest payment frequencyMonthly
Taxes
Are taxes charged on this product?No

Full Pricing Data

Linea de Nucleos Solidarios samples
Sample 1Sample 2Sample 3
Loan AmountCOP 3,120,000COP 3,600,000COP 6,888,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-04-262011-04-292011-04-07
Loan Term (Months)2.1 months2.8 months4.2 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component46.0%50.2%36.8%
Insurance Component2.8%2.7%0.8%
Tax Component0.0%0.0%0.0%
Deposit Component15.0%16.8%10.5%
Full APR (int fee ins tax dep)63.7%69.7%48.1%
Transparency Index464261
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Linea de Nucleos Solidarios Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeBusinessLoan PurposeBanco AgrarioInstitutionCO-002-V01-P02ProductCOCountry2011YearRange Number1Institution Data Version02,000,0004,000,0006,000,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 1,6001,20080040040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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