Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 163 |
ADCSI | 176,100 | 30,846,000 | 2 | 164 |
BG | 47,000 | 4,048,000 | 4 | 163 |
DECSI | 361,000 | 96,304,000 | 7 | 163 |
Dire | 4,900 | 828,000 | 4 | 163 |
DMCPSC | 1,200 | 69,000 | 1 | 163 |
Eshet | 18,800 | 2,392,000 | 3 | 163 |
Harbu | 22,400 | 1,757,000 | 2 | 163 |
Meklit | 12,200 | 1,395,000 | 4 | 163 |
Metemamen | 10,500 | 650,000 | 6 | 163 |
OCSSCO | 502,700 | 69,565,000 | 3 | 163 |
OMO | 323,600 | 31,385,000 | 4 | 163 |
PEACE | 17,200 | 2,462,000 | 3 | 163 |
SFPI | 33,600 | 2,750,000 | 3 | 163 |
Sidama | 53,400 | 1,162,000 | 6 | 163 |
Wasasa | 49,300 | 5,798,000 | 4 | 163 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 160 |
Outstanding portfolio (RWF) | RWF 2,207,174 |
Portfolio (USD) | USD 3,741 |
Active Clients with Loans | 21 |
Approximate % Female Clients | 0% - 20% |
Approximate % Urban Clients | 20% - 40% |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Currency | RWF |
Minimum loan size | 0 |
Maximum loan size | 0 |
Shortest loan term | 0 |
Longest loan term | 0 |
Approx average | 0 |
Loans 3 months or less | N/A |
Between 4 and 6 months | N/A |
Between 7 and 9 months | N/A |
Between 10 and 12 months | N/A |
Between 13 and 18 months | N/A |
Longer than 18 months | N/A |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 0 |
Highest quoted nominal interest | 0 |
Interest rate period | |
Interest Rate Calculation Method | 0 |
Subsidized by funder request? | N/A |
Is rate fixed for entire loan term | N/A |
Fee 1 | Fee 2 | ||
---|---|---|---|
Description | Commission | Frais d'Etudes du Dossiers | |
% of loan amount - min | 2.00% | 0 | |
% of loan amount - max | 2.00% | 0 | |
OR, Fixed amount - min | 0 | 6,000 | |
Fixed amount - max | 0 | 15,000 | |
Reason for variation | |||
Appears on Repayment Sched? | No | No |
Required for | |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | |
Do borrowers control deposit in their group? |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit |
Minimum interest rate paid | 0 |
Maximum interest rate paid | 0 |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | |||
---|---|---|---|---|---|
Loan Amount | RWF 1,000,000 | RWF 1,300,000 | RWF 1,300,000 | ||
Loan Cycle (1, 2, 3, etc) | |||||
Disbursement Date | |||||
Loan Term (Months) | 3.0 months | 3.0 months | 3.0 months | ||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | ||
Total Cost of Credit | Not Known | Not Known | Not Known | ||
True Price by Comp | |||||
Interest and Fee Component | 105.4% | 108.3% | 110.8% | ||
Insurance Component | 0.0% | 0.0% | 0.0% | ||
Tax Component | 0.0% | 0.0% | 0.0% | ||
Deposit Component | 17.4% | 18.0% | 18.5% | ||
Full APR (int fee ins tax dep) | 122.9% | 126.4% | 129.3% | ||
Transparency Index | N/A | N/A | N/A | ||
Original Repayment Schedule | |||||
MFT Pricing Calculation |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|