2. Ahantaman RB
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Juhudi Kilimo
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Ahantaman Rural Bank Limited Head OfficeAgona Nkwanta, Western RegionP.O. Box 41
Data approved: 2013-02-11
Data version: 2
Age of data: 144 months
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Institution

Juhudi Kilimo Limited Liability Company NairobiKenyaPO Box 25363
Data approved: 2012-03-12
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.ahantamanruralbank.com/
Year established1984
Head of InstitutionJohn Dadzie
Regions activeWestern Region
# Branches12

Total Portfolio (nat'l)GHS 19,495,388.08
Total Portfolio (USD)USD 9,896,136.08
Active clients with loans23,850
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsGHAMFIN, ARB APEX, BOG
FundersSPEED Ghana

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.juhudikilimo.com/
Year established2009
Head of InstitutionNat Robinson
Regions active0
# Branches8

Total Portfolio (nat'l)KES 167,073,524
Total Portfolio (USD)USD 2,017,796.18
Active clients with loans4,795
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMFI, SPTF
FundersAcumen Fund, Grameen Foundation, Kiva

Loan Products » Summary

Group
8,013 Borrowers
USD 1,056,011.82 Portfolio
Active Product
Salary
11,440 Borrowers
USD 5,532,702.45 Portfolio
Active Product
Sundry SME
1,867 Borrowers
USD 2,702,166.01 Portfolio
Active Product
Susu Loan
2,530 Borrowers
USD 605,255.99 Portfolio
Active Product

Loan Products » Summary

Asset
2,100 Borrowers
USD 289,855.07 Portfolio
Active Product
Dairy Cow
5,100 Borrowers
USD 707,729.47 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 3,000 4 - 6 80% - 100% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Salary Loan GHS 200 - 12,000 12 - 36 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Ins, Tech Asst Visits
Sundry (SME) Loan GHS 5,000 - 25,000 3 - 12 60% - 80% 20% - 40% Business Women, Men, Have business Credit Ins, Business Training
Susu Loan GHS 500 - 5,000 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Finance Loan KES 10,000 - 30,000 6 - 24 40% - 60% 0% - 20% Business Women, Men, Have business, Have home or land, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC at Kshs 3,290 for a year coverage
Asset Financing Dairy Cow Loan KES 30,000 - 300,000 12 - 24 40% - 60% 0% - 20% Business, Can be used to improve the structure used to house Women, Men, Have business, Have home or land, Must be a dairy farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC at Kshs 3,290 for a year coverage

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 1 Fee 1 Ins None 10.00% upfront 86.3% - 86.7% 107.7% - 108% 44
Salary Loan 25.50%-38.00% annual, Decl Bal 1 Fee 1 Ins None N/A 47.1% - 62% 48.8% - 65.3% 45
Sundry (SME) Loan 35.00%-37.00% annual, Decl Bal 1 Fee 1 Ins None N/A 66.3% - 66.4% 69.6% - 69.7% 50
Susu Loan 35.00%-37.00% annual, Decl Bal 1 Fee 1 Ins None N/A 66% - 66.6% 69.2% - 69.9% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Finance Loan 16.0%-18.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 0% 0% N/A
Asset Financing Dairy Cow Loan 16.0%-18.0% annual, Flat 1 Fee 2 Ins None 15.0% upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 1 Fee 1 Ins Ins None 10.00% upfront 86.3% - 86.7% 107.7% - 108% 44
Salary Loan 25.50%-38.00% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 47.1% - 62% 48.8% - 65.3% 45
Sundry (SME) Loan 35.00%-37.00% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 66.3% - 66.4% 69.6% - 69.7% 50
Susu Loan 35.00%-37.00% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 66% - 66.6% 69.2% - 69.9% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Finance Loan 16.0%-18.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 0% 0% N/A
Asset Financing Dairy Cow Loan 16.0%-18.0% annual, Flat 1 Fee 2 Ins Ins None 15.0% upfront 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.RurBankInstitution TypeAnyBusinessLoan PurposeAhantaman RBInstitutionGH-002-V02-P01GH-002-V02-P02GH-002-V02-P03GH-002-V02-P04ProductGHCountry2013YearRange Number2Institution Data Version02,0004,0006,0008,00010,00012,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 6,4004,8003,2001,600100Number of Borrowers
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Institution Price Graph
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% Products with compulsory deposits
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