| Outstanding portfolio (GHS) | GHS 5,600 |
| Portfolio (USD) | USD 2,842.64 |
| Active Clients with Loans | 30 |
| Approximate % Female Clients | 40% - 60% |
| Approximate % Urban Clients | 40% - 60% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | x |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | x |
| Must be specific age group | |
| Other | |
| Other (2) |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.nrsp.org.pk |
| Year established | 1991 |
| Head of Institution | CEO: Dr. Rashid Bajwa |
| Regions active | Azad Kashmir, Balochistan, Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh |
| # Branches | 339 |
| Total Portfolio (nat'l) | PKR 7,144,353,827 |
| Total Portfolio (USD) | USD 70,157,554.58 |
| Active clients with loans | 399,925 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Pakistan Microfinance Network |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agri Inputs | PKR 15,000 - 100,000 | 6 - 12 | 20% - 40% | 0% | Agriculture | Women, Men | ||||||||
| Livestock Development | PKR 15,000 - 60,000 | 6 - 12 | 60% - 80% | 0% | Business | Women, Men | ||||||||
| Enterprise Development | PKR 15,000 - 70,000 | 12 | 80% - 100% | 0% | Business | Women, Men |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agri Inputs | 28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 28.6% - 34.8% | 28.8% - 36.6% | 87 | ||||||||
| Livestock Development | 28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 29.2% - 34.8% | 29.6% - 36.6% | 90 | ||||||||
| Enterprise Development | 28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 28.8% - 31.6% | 29.1% - 32.6% | 91 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
