2. ASPI
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. AMRET
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

AIDEZ Small Project International HSN C191/18, AbelemkpeAccra, Greater AccraNB29, Accra
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution

Microfinance Institution "Amret" # 35BA, St.169, Sangkat Veal VongKhan 7 MakaraPhnom Penh, Cambodia855
Data approved: 2011-02-21
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.asp-i.org/asp-i/
Year established2003
Head of InstitutionMoses O.T Owharo
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 310,000
Total Portfolio (USD)USD 206,666.67
Active clients with loans4,200
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsGHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA
FundersUSAID, UBA, FIDELITY BANK, Ghana Commercial Bank

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1991
Head of InstitutionChea Phalarin
Regions active0
# Branches48

Total Portfolio (nat'l)0
Total Portfolio (USD)0
Active clients with loans226,434
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Loan Products » Summary

Agriculture Loan
550 Borrowers
USD 13,333 Portfolio
Active Product
Compulsory Savings Loan
1,900 Borrowers
USD 106,667 Portfolio
Active Product
Individual Loan
200 Borrowers
USD 2,401 Portfolio
Active Product
SME Loan
200 Borrowers
USD 2,100 Portfolio
Active Product
Susu Savings Loan
900 Borrowers
USD 56,667 Portfolio
Active Product

Loan Products » Summary

Bio-Dgst($)
602 Borrowers
USD 335,258 Portfolio
Active Product
Bus Ln (KHR)
16,830 Borrowers
USD 6,175,157.47 Portfolio
Active Product
Bus Ln (USD)
11,601 Borrowers
USD 8,750,271 Portfolio
Active Product
Consum (KHR)
715 Borrowers
USD 257,254.23 Portfolio
Active Product
Consum (USD)
2,774 Borrowers
USD 2,109,772 Portfolio
Active Product
HomeImp(KHR)
1,142 Borrowers
USD 363,827.14 Portfolio
Active Product
HomeImp(USD)
2,053 Borrowers
USD 2,216,120 Portfolio
Active Product
SolCred(KHR)
196,385 Borrowers
USD 38,898,987.34 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan GHS 800 - 8,000 4 - 6 80% - 100% 0% - 20%
Compulsory Savings Loan GHS 300 - 3,000 3 - 6 80% - 100% 0% - 20%
Individual Loan GHS 900 - 2,000 3 - 12 60% - 80% 40% - 60%
SME Loan GHS 1,500 - 5,000 4 - 8 80% - 100% 60% - 80%
Susu Savings Loan GHS 200 - 1,000 3 - 6 80% - 100% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biodigester Loan (USD) USD 150 - 1,000 3 - 24 20% - 40% 20% - 40% Any Purpose Women, Men, Have business, Have home or land, Salaried worker
Business Loan (KHR) KHR 1,000,000 - 40,000,000 3 - 24 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land
Business Loan (USD) USD 100 - 10,000 0 60% - 80% 20% - 40% Business Women, Men
Consumption Loan (KHR) KHR 1,000,000 - 20,000,000 3 - 24 60% - 80% 20% - 40% Consumer, Education Women, Men, Have business, Have home or land, Salaried worker
Consumption Loan (USD) USD 100 - 5,000 3 - 24 60% - 80% 20% - 40% Consumer, Education Women, Men, Have business, Have home or land, Salaried worker
Home Improvement Loan (KHR) KHR 1,000,000 - 40,000,000 3 - 36 60% - 80% 20% - 40% Housing Women, Men, Have business, Have home or land, Salaried worker
Home Improvement Loan (USD) USD 100 - 10,000 3 - 36 60% - 80% 20% - 40% Housing Women, Men, Have business, Have home or land, Salaried worker
Solidarity Credit Loan (KHR) KHR 5,000 - 1,000,000 6 - 12 80% - 100% 0% - 20% Any Purpose Women, Men

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 46% - 64.7% 59.4% - 132.1% 47
Compulsory Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 65.1% - 97.2% 90.8% - 141.1% 33
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 83.1% - 87.1% 119.8% - 126.9% 34
SME Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins 74.7% - 96.7% 109.5% - 140.4% 34
Susu Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins N/A 87.1% 87.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biodigester Loan (USD) 14.4% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Business Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Business Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Consumption Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Consumption Loan (USD) 22.8%-37.2% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Home Improvement Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Home Improvement Loan (USD) 21.6%-37.2% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Solidarity Credit Loan (KHR) 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 46% - 64.7% 59.4% - 132.1% 47
Compulsory Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 65.1% - 97.2% 90.8% - 141.1% 33
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 83.1% - 87.1% 119.8% - 126.9% 34
SME Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 74.7% - 96.7% 109.5% - 140.4% 34
Susu Savings Loan 42.00%-0.00% annual, Flat 1 Fee 0 Ins Ins N/A 87.1% 87.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biodigester Loan (USD) 14.4% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Business Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Business Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Consumption Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Consumption Loan (USD) 22.8%-37.2% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Home Improvement Loan (KHR) 30.0%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Home Improvement Loan (USD) 21.6%-37.2% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Solidarity Credit Loan (KHR) 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeASPIInstitutionGH-003-V01-P01GH-003-V01-P02GH-003-V01-P03GH-003-V01-P04GH-003-V01-P05ProductGHCountry2011YearRange Number1Institution Data Version01,0002,0003,0004,0005,0006,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 90040050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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