Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.asa-international.com/ |
Year established | 2007 |
Head of Institution | MD. Aourongjeb |
Regions active | Greater Accra Region, Central Region, Western Region, Ashanti Region |
# Branches | 54 |
Total Portfolio (nat'l) | GHS 36,218,600 |
Total Portfolio (USD) | USD 18,962,617.80 |
Active clients with loans | 71,633 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GHAMFIN |
Funders | Catalyst Microfinance Industries, ASA International |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1993 |
Head of Institution | Silas Murotho |
Regions active | Dedza |
# Branches | 148 |
Total Portfolio (nat'l) | MWK 1,606,853,200 |
Total Portfolio (USD) | USD 4,342,846.49 |
Active clients with loans | 132,000 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MMFN, Micro Credit Summit |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | GHS 500 - 2,000 | 6 - 12 | 80% - 100% | 60% - 80% | Business | Women, Have business, Must have a business plan | Credit Educ, Group Mtgs, Credit Ins | |||||||
Small Loan | GHS 300 - 1,000 | 6 - 12 | 80% - 100% | 80% - 100% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | MWK 35,000 - 500,000 | 5 - 12 | 20% - 40% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Business Loans | MWK 10,000 - 300,000 | 6 - 24 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 10.00% upfront | 60.5% - 69.3% | 73.9% - 85% | 46 | ||||||||
Small Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 10.00% upfront | 64.2% - 68.7% | 81.5% - 87.5% | 42 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins | None | 20.00% upfront | 28.8% - 29.5% | 36% - 36.9% | 82 | ||||||||
Business Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins | None | 20.00% upfront | 49.1% - 53.5% | 69.9% - 76.9% | 40 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 60.5% - 69.3% | 73.9% - 85% | 46 | ||||||||
Small Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 64.2% - 68.7% | 81.5% - 87.5% | 42 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% upfront | 28.8% - 29.5% | 36% - 36.9% | 82 | ||||||||
Business Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% upfront | 49.1% - 53.5% | 69.9% - 76.9% | 40 |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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