Institution

Calvary Enterprise Development Foundation P. O Box MP 2468Mamprobi, Accra, Greater Accra233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution

Data approved: 2011-03-15
Data version: 1
Age of data: 171 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2006
Head of InstitutionMagnus Amoa-Bosompem
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 519,300
Total Portfolio (USD)USD 346,200
Active clients with loans1,514
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsAssociation of Financial NGOs, Ghana Micro Finance Institutions Network
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1986
Head of InstitutionGloria Ines Navarro De Clausen
Regions active
# Branches14

Total Portfolio (nat'l)COP 9,582,555,960
Total Portfolio (USD)USD 5,265,140.64
Active clients with loans7,917
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsEmprender, Asomicrofinanzas
FundersCORUNIVERSITARIA, FELDESPATOS EL VERGEL, FENALCO TOLIMA, SURAMERICANA DE SEGUROS

Loan Products » Summary

101 Borrowers
USD 67,333 Portfolio
25 Borrowers
USD 10,000 Portfolio
100 Borrowers
USD 13,333 Portfolio
1,060 Borrowers
USD 242,340 Portfolio

Loan Products » Summary

1,455 Borrowers
USD 1,318,740.90 Portfolio
7,186 Borrowers
USD 3,717,366.57 Portfolio
215 Borrowers
USD 63,145.68 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Production Credit GHS 1,000 - 1,000 8 - 12 60% - 80% 0% - 20%
Apprenticeship Start-up Credit Program 0 0 80% - 100% 40% - 60%
Efficient Energy Credit Program GHS 200 - 1,000 3 - 6 80% - 100% 0% - 20%
Micro Enterprise Development GHS 100 - 3,000 6 - 12 80% - 100% 40% - 60%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Activos Fijos COP 300,000 - 13,390,000 3 - 36 40% - 60% 40% - 60% Activo Fijo Women, Men, Have business, Specific age group, SER UN PROCESO DE PRODUCCION, COMERCIO O SERVICIO Credit Ins
Capital de Trabajo COP 300,000 - 13,390,000 3 - 24 60% - 80% 40% - 60% Business, Capital de Trabajo Women, Men, Have business, Specific age group, pueden realizar actividades de producción, comercio o servicios. Credit Ins
Libre Inversion COP 535,600 - 535,600 3 - 12 40% - 60% 40% - 60% Any Purpose Women, Men, Have business, Have home or land, Salaried worker Credit Ins, FRG, Estudios de Crédito

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Credit 30.00%-0.00% annual, Decl Bal 2 Fees 0 Ins N/A 18.6% - 29.4% 18.6% - 29.4% 100
Apprenticeship Start-up Credit Program 0.00% annual, 0 0 Fees 0 Ins 55.1% - 59.5% 55.1% - 59.5%
Efficient Energy Credit Program 36.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 61.2% 61.2% 58
Micro Enterprise Development 36.00%-0.00% annual, Flat 1 Fee 1 Ins N/A 61.2% - 64.8% 64.6% - 68.4% 54

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Activos Fijos 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins None N/A 40.8% - 48.9% 43.3% - 54% 53
Capital de Trabajo 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins None N/A 38.4% - 48.2% 43.6% - 55.2% 49
Libre Inversion 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Credit 30.00%-0.00% annual, Decl Bal 2 Fees 0 Ins Ins N/A 18.6% - 29.4% 18.6% - 29.4% 100
Apprenticeship Start-up Credit Program 0.00% annual, 0 0 Fees 0 Ins Ins 55.1% - 59.5% 55.1% - 59.5%
Efficient Energy Credit Program 36.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 61.2% 61.2% 58
Micro Enterprise Development 36.00%-0.00% annual, Flat 1 Fee 1 Ins Ins N/A 61.2% - 64.8% 64.6% - 68.4% 54

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Activos Fijos 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 40.8% - 48.9% 43.3% - 54% 53
Capital de Trabajo 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 38.4% - 48.2% 43.6% - 55.2% 49
Libre Inversion 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessConsumerLoan PurposeCEDEFInstitutionGH-012-V01-P01GH-012-V01-P02GH-012-V01-P03GH-012-V01-P04ProductGHCountry2011YearRange Number1Institution Data Version05001,0001,5002,0002,5003,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 50020020Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessOtherLoan PurposeActuar TolimaInstitutionCO-015-V01-P01CO-015-V01-P02ProductCOCountry2011YearRange Number1Institution Data Version02,000,0004,000,0006,000,0008,000,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 3,5002,6001,700800100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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