2. CashPhase
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Micro Options
Please note that the information you are viewing is 119 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CashPhase Ghana Limited 1st Floor, Barclays Bank WingMadina Central Market RoadMadina, Greater AccraP.O. Box CT4185
Data approved: 2013-04-02
Data version: 2
Age of data: 144 months
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Institution

Micro Options Mohallah Hussainiya, Thaneel RoadChakwal, Punjab
Data approved: 2013-06-01
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2010
Head of InstitutionMr Sam Baimbill-Johnson
Regions activeGreater Accra Region
# Branches1

Total Portfolio (nat'l)GHS 546,670
Total Portfolio (USD)USD 277,497.46
Active clients with loans83
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.microoption.org
Year established2009
Head of InstitutionShazia Abbas
Regions activePunjab
# Branches2

Total Portfolio (nat'l)PKR 51,356,249
Total Portfolio (USD)USD 524,043.36
Active clients with loans2,516
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsPunjab Microfinance Network
FundersPakistan Poverty Alleviation Fund, Plan Pakistan/NRSP

Loan Products » Summary

Business
77 Borrowers
USD 116,751.27 Portfolio
Active Product
Group Micro
4 Borrowers
USD 18,781.73 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Agriculture
1,000 Borrowers
USD 306,122.45 Portfolio
Active Product
Livestock
516 Borrowers
USD 102,040.82 Portfolio
Active Product
Commerce
1,000 Borrowers
USD 255,102.04 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 1,000 - 10,000 1 - 12 0% - 20% 0% - 20% Business, Other Women, Men, Have business, Salaried worker

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan PKR 10,000 - 75,000 4 - 8 0% - 20% 0% Agriculture Women, Men, Have business, Specific age group Group Mtgs, Other Training
Livestock Loan PKR 5,000 - 75,000 12 40% - 60% 0% - 20% Any Purpose Women, Men, Specific age group Group Mtgs, Tech Asst Visits, Other Training
Commerce Loan PKR 5,000 - 30,000 12 20% - 40% 60% - 80% Business Women, Men, Have business, Specific age group Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 54.00%-96.00% annual, Flat 1 Fee 0 None N/A 116.1% - 146.2% 116.1% - 146.2% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins None N/A 27% - 27.2% 27% - 27.2% N/A
Livestock Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins None N/A 31% - 31.1% 31% - 31.1% N/A
Commerce Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins None N/A 43.9% - 44.2% 43.9% - 44.2% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 54.00%-96.00% annual, Flat 1 Fee 0 None N/A 116.1% - 146.2% 116.1% - 146.2% 39

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 27% - 27.2% 27% - 27.2% N/A
Livestock Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 31% - 31.1% 31% - 31.1% N/A
Commerce Loan 20.0%-22.0% annual, Flat 1 Fee 0 Ins Ins None N/A 43.9% - 44.2% 43.9% - 44.2% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeMultipleLoan PurposeCashPhaseInstitutionGH-013-V02-P01ProductGHCountry2013YearRange Number2Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 30102Number of Borrowers
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAgricultureAnyBusinessLoan PurposeMicro OptionsInstitutionPK-041-V01-P01PK-041-V01-P02PK-041-V01-P03ProductPKCountry2013YearRange Number1Institution Data Version010,00020,00030,00040,00050,00060,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 100506Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
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Loan Portfolio (USD)
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% Products with compulsory deposits
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