2. CRAN
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Valient
Please note that the information you are viewing is 164 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CRAN Microfinance Head OfficeCape Coast, CentralP.O. Box UC 97
Data approved: 2013-02-18
Data version: 2
Age of data: 145 months
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Institution

Valiant Rural Bank (Iloilo City), Inc. 41-A Mabini StreetIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 164 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.cranmicrofinance.org
Year established1993
Head of InstitutionDr. Patrick Agbesingale
Regions activeCentral Region, Western Region, Volta Region
# Branches5

Total Portfolio (nat'l)GHS 2,008,192
Total Portfolio (USD)USD 1,019,386.80
Active clients with loans3,613
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, GAMC
FundersCORDAID, TERA JANE, KIVA

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionIAN ERIC S. PAMA
Regions active
# Branches3

Total Portfolio (nat'l)PhP 28,130,268
Total Portfolio (USD)USD 672,972.92
Active clients with loans1,772
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsRural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC), Iloilo Federation of Rural Bankers
Funders

Loan Products » Summary

Group
3,234 Borrowers
USD 796,932.99 Portfolio
Active Product
Individual
379 Borrowers
USD 222,453.30 Portfolio
Active Product

Loan Products » Summary

BUGANA
914 Borrowers
USD 343,132.15 Portfolio
Active Product
LEADS
858 Borrowers
USD 329,840.79 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loans GHS 200 - 3,000 4 - 12 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Savings promotion
Individual Loan GHS 200 - 10,000 6 - 12 60% - 80% 40% - 60% Business Women, Men, Have business Credit Educ, Credit Ins, Savings promotion

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
BUGANA PHP 3,000 - 150,000 2 - 12 80% - 100% 0% - 20% Any Purpose Women, Men, Farmers with Multiple Sources of Income Credit Ins
LEADS ME PHP 5,000 - 150,000 2 - 6 80% - 100% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 42.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 73.3% - 73.5% 112.8% - 114% 37
Individual Loan 42.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 72.3% - 73.5% 106.1% - 112% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 42.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 73.3% - 73.5% 112.8% - 114% 37
Individual Loan 42.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 72.3% - 73.5% 106.1% - 112% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeCRANInstitutionGH-015-V02-P01GH-015-V02-P02ProductGHCountry2013YearRange Number2Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 2,5001,9001,20060070Number of Borrowers
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.RurBankInstitution TypeAnyBusinessLoan PurposeValientInstitutionPH-047-V01-P01PH-047-V01-P02ProductPHCountry2011YearRange Number1Institution Data Version050,000100,000150,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 1009010Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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% Products with one or more insurances
% Products with compulsory deposits
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