2. CRAN
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  2. Adhikar
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Christian Rural Aid Network (CRAN) P.O.Box UC 97CAPE COAST, CENTRAL REGION233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution

Adhikar Microfinance Private Limited Plot No - 77/180/970Subudhipur, TamandoBhubaneswar, Odisha752054
Data approved: 2012-12-04
Data version: 1
Age of data: 145 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cran.org/
Year established1993
Head of InstitutionDr. Patrick Agbesingale
Regions active0
# Branches5

Total Portfolio (nat'l)GHS 1,800,000
Total Portfolio (USD)USD 1,200,000
Active clients with loans8,650
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN
FundersCORDAID, TERA JANE, KIVA

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.adhikarindia.in
Year established1998
Head of InstitutionMr. Mohammad Nooruddin Amin
Regions activeGujarat, Orissa
# Branches45

Total Portfolio (nat'l)INR 141,753,084
Total Portfolio (USD)USD 2,674,586.49
Active clients with loans35,358
Approximate % female clients100%
Approximate % urban clients20% - 40%
Network affiliationsSa-Dhan, MFIN

Loan Products » Summary

Group Loans
6,488 Borrowers
USD 900,000 Portfolio
Active Product
Individual Loan
2,162 Borrowers
USD 300,000 Portfolio
Active Product

Loan Products » Summary

IGL
35,358 Borrowers
USD 2,674,586.49 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loans GHS 200 - 1,000 4 - 12 40% - 60% 40% - 60%
Individual Loan GHS 500 - 6,000 6 - 12 60% - 80% 40% - 60%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
IGL INR 7,000 - 15,000 12 100% 20% - 40% Business Women, Specific age group, Low HH Inc, Med HH Inc Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 42.00%-0.00% annual, Flat 1 Fee 1 Ins 62.7% 84.8% 49
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 1 Ins 72.2% - 86.1% 90.6% - 110.2% 43

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 26% 28% 29.3% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 28% 29.3% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 42.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 62.7% 84.8% 49
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 72.2% - 86.1% 90.6% - 110.2% 43

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 26% 28% 29.3% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 28% 29.3% 89
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeCRANInstitutionGH-015-V01-P01GH-015-V01-P02ProductGHCountry2011YearRange Number1Institution Data Version01,0002,0003,0004,0005,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 3,2002,4001,60080090Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeAdhikarInstitutionIN-091-V01-P01ProductINCountry2012YearRange Number1Institution Data Version05,00010,00015,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 35,00026,00017,0008,800900Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
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% Products with one or more insurances
% Products with compulsory deposits
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