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Institution

Christian Rural Aid Network (CRAN) P.O.Box UC 97CAPE COAST, CENTRAL REGION233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution

Fondation pour le Development Local et le Partenariat Micro-Crédit Imm. Saraya, Angle Bd Riad et Av Alarz - Hay RiadRabat10100
Data approved: 2013-05-13
Data version: 1
Age of data: 132 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cran.org/
Year established1993
Head of InstitutionDr. Patrick Agbesingale
Regions active0
# Branches5

Total Portfolio (nat'l)GHS 1,800,000
Total Portfolio (USD)USD 1,200,000
Active clients with loans8,650
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN
FundersCORDAID, TERA JANE, KIVA

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.fondep.com
Year established1996
Head of InstitutionM. Driss Bennani
Regions activeTangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra, Settat-Casablanca, Marrakesh-Safi, Drâa-Tafilalt, Souss-Massa
# Branches179

Total Portfolio (nat'l)MAD 905,631,966
Total Portfolio (USD)USD 106,544,937.20
Active clients with loans128,949
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsFédération Nationale des Associations de Microcrédit, Centre Mohammed VI de Soutien à la Microfinance Solidaire, Sanabel, The Smart Campaign
FundersFond Jaïda, BEI, Banques locales marocaines, SFI

Loan Products » Summary

Group Loans
6,488 Borrowers
USD 900,000 Portfolio
Active Product
Individual Loan
2,162 Borrowers
USD 300,000 Portfolio
Active Product

Loan Products » Summary

Attarwij
98,244 Borrowers
USD 84,562,574.82 Portfolio
Active Product
Attajir
678 Borrowers
USD 2,406,274.47 Portfolio
Active Product
Attadamoun
27,255 Borrowers
USD 9,971,394.24 Portfolio
Active Product
Aqar
82 Borrowers
USD 91,619.88 Portfolio
Active Product
Binaa
318 Borrowers
USD 772,837.41 Portfolio
Active Product
Islah
4,050 Borrowers
USD 5,713,242.82 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loans GHS 200 - 1,000 4 - 12 40% - 60% 40% - 60%
Individual Loan GHS 500 - 6,000 6 - 12 60% - 80% 40% - 60%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Attarwij MAD 3,000 - 30,000 3 - 36 40% - 60% 40% - 60% Business, Agriculture Women, Men, Have business Credit Educ
Attajir MAD 30,000 - 50,000 6 - 48 20% - 40% 40% - 60% Business, Agriculture Women, Men, Have business Credit Educ
Attadamoun MAD 1,000 - 25,000 3 - 48 60% - 80% 40% - 60% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs
Aqar MAD 10,000 - 30,000 9 - 30 60% - 80% 80% - 100% Housing Women, Men, Have business, Have home or land, Fonctionnaires Credit Educ
Binaa MAD 8,000 - 40,000 6 - 42 40% - 60% 60% - 80% Housing Women, Men, Have business, Fonctionnaires Credit Educ
Islah MAD 4,000 - 30,000 6 - 30 40% - 60% 60% - 80% Housing Women, Men, Have business, Fonctionnaires Credit Educ

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 42.00%-0.00% annual, Flat 1 Fee 1 Ins 62.7% 84.8% 49
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 1 Ins 72.2% - 86.1% 90.6% - 110.2% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Attarwij 34.0% annual, Decl Bal 2 Fees 0 Ins None N/A 37.3% - 44.6% 37.3% - 44.6% 83
Attajir 30.0% annual, Decl Bal 2 Fees 0 Ins None N/A 30.6% - 31.7% 30.6% - 31.7% 96
Attadamoun 34.5% annual, Decl Bal 2 Fees 0 Ins None N/A 38.1% - 42.5% 38.1% - 42.5% 85
Aqar 27.0% annual, Decl Bal 2 Fees 0 Ins None N/A 29.2% - 30.8% 29.2% - 30.8% 90
Binaa 28.5% annual, Decl Bal 2 Fees 0 Ins None N/A 30.3% - 30.6% 30.3% - 30.6% 93
Islah 28.5% annual, Decl Bal 2 Fees 0 Ins None N/A 31% - 34.7% 31% - 34.7% 85

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 42.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 62.7% 84.8% 49
Individual Loan 42.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 72.2% - 86.1% 90.6% - 110.2% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Attarwij 34.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 37.3% - 44.6% 37.3% - 44.6% 83
Attajir 30.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 30.6% - 31.7% 30.6% - 31.7% 96
Attadamoun 34.5% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 38.1% - 42.5% 38.1% - 42.5% 85
Aqar 27.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 29.2% - 30.8% 29.2% - 30.8% 90
Binaa 28.5% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 30.3% - 30.6% 30.3% - 30.6% 93
Islah 28.5% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 31% - 34.7% 31% - 34.7% 85
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeCRANInstitutionGH-015-V01-P01GH-015-V01-P02ProductGHCountry2011YearRange Number1Institution Data Version01,0002,0003,0004,0005,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 3,2002,4001,60080090Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeHousingMultipleLoan PurposeFONDEPInstitutionMA-010-V01-P01MA-010-V01-P02MA-010-V01-P03MA-010-V01-P04MA-010-V01-P05MA-010-V01-P06ProductMACountry2013YearRange Number1Institution Data Version010,00020,00030,00040,00050,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 9,8007,3004,9002,400200Number of Borrowers
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