| Outstanding portfolio (GHS) | GHS 456,320 |
| Portfolio (USD) | USD 231,634.52 |
| Active Clients with Loans | 725 |
| Approximate % Female Clients | |
| Approximate % Urban Clients |
| Any purpose | |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | x |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | x |
| Other | Must be a farmer |
| Other (2) |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.eldaorgan.com/ |
| Year established | 2000 |
| Head of Institution | Yaw Afrifa Anim |
| Regions active | 0 |
| # Branches | 5 |
| Total Portfolio (nat'l) | GHS 47,644.10 |
| Total Portfolio (USD) | USD 24,184.82 |
| Active clients with loans | 479 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | GHAMFIN, Association of Financial NGOs, Brong Ahafo Association of NGOs |
| Funders | EU and UN (Joint Migration for Development Initiative), Diakonia, Geneval Global |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Credit Product | GHS 1,000 - 5,000 | 3 - 5 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training | |||||||
| Trade Confidence Credit Product (TCCP) | GHS 300 - 2,000 | 3 - 5 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Credit Product | 48.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00%- upfront | 0% | 0% | N/A | ||||||||
| Trade Confidence Credit Product (TCCP) | 48.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00%- upfront | 0% | 0% | N/A |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
