| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | n/a |
| Year established | 1990 |
| Head of Institution | Kwabena Dankyi Darfoor |
| Regions active | Greater Accra Region, Central Region, Western Region, Eastern Region, Ashanti Region, Northern Region |
| # Branches | 4 |
| Total Portfolio (nat'l) | GHS 110,408 |
| Total Portfolio (USD) | USD 56,044.67 |
| Active clients with loans | 273 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | GHAMFIN, ASSFIN, UNDP, UNCTAD/EMPRETEC Worldwide |
| Funders | UNDP |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.peacemfi.org/ |
| Year established | 1999 |
| Head of Institution | Mr Tezera Kebede |
| Regions active | |
| # Branches | 18 |
| Total Portfolio (nat'l) | ETB 44,682,307 |
| Total Portfolio (USD) | USD 2,428,386.25 |
| Active clients with loans | 17,206 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AEMFI, MAIN, WWB |
| Funders | Oxfam Novib, Ethio-Italian Development Cooperation, Agri Service Ethiopia, RUFIP |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | GHS 200 - 3,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business, Specific age group, Children and the very elderly are not eligible., Must be a member of a group or association. | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health/Nutrition , Family Life |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | ETB 2,000 - 5,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training, Savings training | |||||||
| Non-agricultural loan | ETB 1,900 - 5,000 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Savings training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 36.00% annual, Flat | 2 Fees | 0 | None | 10.00% upfront | 69.3% - 70.3% | 82.1% - 83.3% | 43 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 18.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront 10.00% ongoing | 20.1% - 20.2% | 22% - 22.2% | 81 | ||||||||
| Non-agricultural loan | 15.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 30.7% - 30.8% | 38.2% - 40.4% | 38 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microfinance Loan | 36.00% annual, Flat | 2 Fees | 0 | None | 10.00% upfront | 69.3% - 70.3% | 82.1% - 83.3% | 43 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Loan | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront 10.00% ongoing | 20.1% - 20.2% | 22% - 22.2% | 81 | ||||||||
| Non-agricultural loan | 15.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 30.7% - 30.8% | 38.2% - 40.4% | 38 |
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| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
