Institution

Grameen Ghana Head OfficeBehind RCCTamale, Northern
Data approved: 2013-03-14
Data version: 2
Age of data: 144 months

Institution

FINCA Uganda Limited Plot 22 Ben Kiwanuka StreetKampalaPO Box 24450
Data approved: 2012-07-24
Data version: 2
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.grameenghana.org
Year established2001
Head of InstitutionMohammed A. Adams
Regions activeNorthern Region, Upper East Region
# Branches5

Total Portfolio (nat'l)GHS 998,804
Total Portfolio (USD)USD 507,007.11
Active clients with loans9,505
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsASSFIN, GHAMFIN, African Microfinance Transparency (AMT), Civil Society Platform
FundersGrameen Foundation, CORDAID, Planet Finance, Alterfin

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established1992
Head of InstitutionJulius Omoding
Regions activeCentral, Eastern, Northern, Western
# Branches27

Total Portfolio (nat'l)UGX 47,640,303,492
Total Portfolio (USD)USD 18,867,446.93
Active clients with loans56,766
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsFINCA International
FundersFINCA International, SEEP, Gates Foundation

Loan Products » Summary

2,281 Borrowers
USD 121,681.73 Portfolio
4,848 Borrowers
USD 243,363.45 Portfolio
2,376 Borrowers
USD 141,961.93 Portfolio

Loan Products » Summary

11,112 Borrowers
USD 11,149,622.83 Portfolio
1,561 Borrowers
USD 2,007,793.82 Portfolio
35,569 Borrowers
USD 5,108,045.20 Portfolio
50 Borrowers
USD 215,110.61 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Business Loan GHS 400 - 1,000 6 - 12 80% - 100% 0% - 20% Business, Agricultural Production Women, Men Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention.
Basic Loan GHS 50 - 1,000 4 - 6 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention.
Shea Loan GHS 50 - 500 6 - 9 100% 0% Any Purpose Women Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention.

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
FINCA Business Loan UGX 500,000 - 60,000,000 3 - 36 20% - 40% 80% - 100% Business, Education Women, Men, Have business Credit Ins
FINCA Small Group Loan UGX 500,000 - 6,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
FINCA Village Group Loan UGX 50,000 - 6,000,000 4 - 8 40% - 60% 20% - 40% Business, Consumer, Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
FINCA Agriculture Loan UGX 100,000 - 60,000,000 3 - 36 40% - 60% 20% - 40% Business Women, Men, Individual farmers & farmers in cooperatives Loan guarantee up to 50% by agribusiness initiative

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Business Loan 30.00% annual, Flat 0 Fees 0 Ins None N/A 45.8% 45.8% 65
Basic Loan 36.00% annual, Flat 0 Fees 0 Ins None N/A 70.8% 70.8% 50
Shea Loan 36.00% annual, Flat 0 Fees 0 Ins None N/A 39.6% - 44.5% 39.6% - 44.5% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
FINCA Business Loan 24.0%-30.0% annual, Flat 2 Fees 1 Ins None N/A 46.3% - 58% 47.5% - 59.5% 47
FINCA Small Group Loan 46.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 41.6% - 77.3% 49.6% - 91.1% 62
FINCA Village Group Loan 39.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 1.00% ongoing 47.6% - 89.7% 58.1% - 108.2% 42
FINCA Agriculture Loan 18.0% annual, Flat 2 Fees 0 Ins None N/A 10.8% - 38.3% 10.8% - 38.3% 67

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Business Loan 30.00% annual, Flat 0 Fees 0 Ins Ins None N/A 45.8% 45.8% 65
Basic Loan 36.00% annual, Flat 0 Fees 0 Ins Ins None N/A 70.8% 70.8% 50
Shea Loan 36.00% annual, Flat 0 Fees 0 Ins Ins None N/A 39.6% - 44.5% 39.6% - 44.5% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
FINCA Business Loan 24.0%-30.0% annual, Flat 2 Fees 1 Ins Ins None N/A 46.3% - 58% 47.5% - 59.5% 47
FINCA Small Group Loan 46.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 41.6% - 77.3% 49.6% - 91.1% 62
FINCA Village Group Loan 39.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 1.00% ongoing 47.6% - 89.7% 58.1% - 108.2% 42
FINCA Agriculture Loan 18.0% annual, Flat 2 Fees 0 Ins Ins None N/A 10.8% - 38.3% 10.8% - 38.3% 67
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyBusinessLoan PurposeGrameen GhanaInstitutionGH-024-V02-P01GH-024-V02-P02GH-024-V02-P05ProductGHCountry2013YearRange Number2Institution Data Version0200400600800Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 4,8003,6002,4001,200100Number of Borrowers
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessMultipleLoan PurposeFINCA-UGAInstitutionUG-006-V02-P01UG-006-V02-P02UG-006-V02-P03UG-006-V02-P04ProductUGCountry2012YearRange Number2Institution Data Version02,000,0004,000,0006,000,0008,000,00010,000,00012,000,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 14,00010,0007,1003,500300Number of Borrowers
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to