Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.mailfinancegh.com |
Year established | 2005 |
Head of Institution | Mark Gborgbor |
Regions active | Greater Accra Region |
# Branches | 0 |
Total Portfolio (nat'l) | GHS 568,292 |
Total Portfolio (USD) | USD 288,473.10 |
Active clients with loans | 342 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GAMFIN, GCSCA |
Funders |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2000 |
Head of Institution | UONG Kimseng |
Regions active | 0 |
# Branches | 2 |
Total Portfolio (nat'l) | N/A |
Total Portfolio (USD) | N/A |
Active clients with loans | 2,269 |
Approximate % female clients | N/A |
Approximate % urban clients | N/A |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | GHS 100 - 30,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loans | USD 50 - 950 | 0 | 60% - 80% | 0% - 20% | Business, Housing, Consumer, Education | Credit Educ, Group Mtgs | ||||||||
Individual Loans | USD 50 - 950 | 0 | 60% - 80% | 0% - 20% | Business, Housing, Consumer, Education | Credit Educ, Group Mtgs | ||||||||
SMEs Loans | USD 1,000 - 5,000 | 0 | 60% - 80% | 0% - 20% | Business, Housing, Consumer, Education | Credit Educ, Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | 60.00% annual, Flat | 1 Fee | 1 Ins | None | 5.00%-50.00% upfront | 103.3% - 111.6% | 194.6% - 373.8% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loans | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | -1 | ||||||||
Individual Loans | 3.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | -1 | ||||||||
SMEs Loans | 2.0%-2.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | -1 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | 60.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.00%-50.00% upfront | 103.3% - 111.6% | 194.6% - 373.8% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loans | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | -1 | ||||||||
Individual Loans | 3.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | -1 | ||||||||
SMEs Loans | 2.0%-2.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | -1 |
Key Statistics | |
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# Products | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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