| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.radach.org/ |
| Year established | 1996 |
| Head of Institution | Rev. Johnson Asare |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 87,000 |
| Total Portfolio (USD) | USD 58,000 |
| Active clients with loans | 600 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Christian Children's Fund of Canada (CCFC), Ghana Microfinance Associations Network(GHAMFIN), Association of Financial Non-Governmental Organization( ASSFIN), Credit Union Association(CUA) |
| Funders | Christian Children's Fund of Canada |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | GHS 20 - 250 | 6 | 80% - 100% | 80% - 100% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | 30.00%-0.00% annual, Flat | 2 Fees | 0 | N/A | 73.5% - 124% | 73.5% - 124% | 27 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 126 |
| AKIBA | 26,900 | 36,852,000 | 4 | 139 |
| BELITA | 5,800 | 492,000 | 1 | 139 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 139 |
| F & K Finance | 0 | 38,000 | 1 | 162 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 122 |
| FMFC | 1,500 | 392,000 | 6 | 139 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 139 |
| Mbinga | 1,000 | 2,986,000 | 3 | 139 |
| MCBL | 3,600 | 2,837,000 | 6 | 139 |
| MDF Tanzania | 600 | 148,000 | 1 | 139 |
| NMB | 45,100 | 74,528,000 | 1 | 139 |
| Opportunity | 8,600 | 3,018,000 | 3 | 139 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 139 |
| PTF | - | N/A | 139 | |
| Selfina | 8,000 | 3,773,000 | 2 | 162 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 139 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 133 |
| Victoria | 100 | 377,000 | 3 | 162 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 162 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
