Outstanding portfolio (GHS) | GHS 53,666 |
Portfolio (USD) | USD 28,097 |
Active Clients with Loans | 42 |
Approximate % Female Clients | 60% - 80% |
Approximate % Urban Clients | 60% - 80% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | Must be client who has been depositing for 2 months |
Other (2) |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2008 |
Head of Institution | Claudien Nsengimana |
Regions active | Maputo Capital, Maputo Province, Inhambane, Gaza |
# Branches | 7 |
Total Portfolio (nat'l) | MZN 51,898,022.01 |
Total Portfolio (USD) | USD 1,707,171.78 |
Active clients with loans | 4,901 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AMOMIF, MIX |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Especial | MZN 10,000 - 60,000 | 4 - 6 | 40% - 60% | 60% - 80% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Grupo Comunitario | MZN 3,000 - 30,000 | 4 - 6 | 60% - 80% | 60% - 80% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Individual | MZN 20,000 - 500,000 | 2 - 12 | 20% - 40% | 80% - 100% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Tsembeka | MZN 3,000 - 15,000 | 4 - 6 | 60% - 80% | 40% - 60% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Pecuária (Criação de frangos de corte) | MZN 10,000 - 300,000 | 2 | 60% - 80% | 40% - 60% | Business | Women, Men | Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Especial | 52.0% annual, Flat | 0 Fees | 0 Ins | None | 15.0%-30.0% upfront | 70.6% - 79.8% | 89.3% - 126.5% | 46 | ||||||||
Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 Ins | None | 10.0%-20.0% upfront | 77.5% - 78.7% | 77.5% - 109% | 55 | ||||||||
Individual | 45.5% annual, Flat | 0 Fees | 0 Ins | None | 10.0%-15.0% upfront | 65.2% - 66.6% | 76.1% - 78.1% | 58 | ||||||||
Tsembeka | 32.5% annual, Flat | 0 Fees | 0 Ins | None | 10.0%-15.0% upfront | 48.8% - 50.2% | 50.2% - 59.4% | 58 | ||||||||
Pecuária (Criação de frangos de corte) | 24.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 26% - 39.8% | 26% - 39.8% | 77 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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