Institution Type | Public 'For Profit' |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1987 |
Head of Institution | NUAMAH-DANQUAH SAMUEL |
Regions active | 0 |
# Branches | 7 |
Total Portfolio (nat'l) | GHS 12,442,540.61 |
Total Portfolio (USD) | USD 8,295,027.07 |
Active clients with loans | 8,963 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | ARB APEX BANK, GHAMFIN |
Funders | SCIMP/IFAD, SPEED, ARB APEX BANK |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.meda.org.co/ |
Year established | 2007 |
Head of Institution | Alberto Valencia Ramirez |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | COP 36,852,552,295 |
Total Portfolio (USD) | USD 20,248,655.11 |
Active clients with loans | 15,941 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Solidarios, Emprender, Mixmarket, Asomicrofinanzas |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Lending | GHS 200 - 1,500 | 4 - 12 | 60% - 80% | 20% - 40% | Business, Education | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits | |||||||
Micro Enterprise Loan | GHS 400 - 4,000 | 6 - 12 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training | |||||||
Susu Loan | GHS 200 - 8,000 | 6 | 20% - 40% | 40% - 60% | Business, Other, petty traders | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcredito Empresarial | COP 300,000 - 51,500,000 | 1 - 36 | 40% - 60% | 40% - 60% | Business, Eexcluisivamente para inversiones en su negocio | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Vivienda | COP 1,606,800 - 21,424,000 | 12 - 180 | 40% - 60% | 80% - 100% | Housing | Women, Men, Salaried worker, Tener ahorro programado 10% valor de la vivienda- con esto of property |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Lending | 29.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 99% - 109.1% | 160.7% - 182.8% | 16 | ||||||||
Micro Enterprise Loan | 29.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront | 48.7% - 69.9% | 72.2% - 113.4% | 30 | ||||||||
Susu Loan | 29.0% annual, Flat | 1 Fee | 1 Ins | None | 50.0% upfront | 45.9% - 69.7% | 149.9% - 355.2% | 12 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcredito Empresarial | 33.6% annual, Flat | 1 Fee | 1 Ins | None | N/A | 31.3% - 33.7% | 31.9% - 34.4% | 100 | ||||||||
Vivienda | 14.0% annual, Flat | 0 Fees | 2 Ins | None | N/A | 15.1% - 15.3% | 17.4% - 18.1% | 79 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Lending | 29.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront | 99% - 109.1% | 160.7% - 182.8% | 16 | ||||||||
Micro Enterprise Loan | 29.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 20.0% upfront | 48.7% - 69.9% | 72.2% - 113.4% | 30 | ||||||||
Susu Loan | 29.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 50.0% upfront | 45.9% - 69.7% | 149.9% - 355.2% | 12 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcredito Empresarial | 33.6% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 31.3% - 33.7% | 31.9% - 34.4% | 100 | ||||||||
Vivienda | 14.0% annual, Flat | 0 Fees | 2 Ins Ins | None | N/A | 15.1% - 15.3% | 17.4% - 18.1% | 79 |
Key Statistics | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
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% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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