Institution Type | Public 'For Profit' |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1987 |
Head of Institution | NUAMAH-DANQUAH SAMUEL |
Regions active | 0 |
# Branches | 7 |
Total Portfolio (nat'l) | GHS 12,442,540.61 |
Total Portfolio (USD) | USD 8,295,027.07 |
Active clients with loans | 8,963 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | ARB APEX BANK, GHAMFIN |
Funders | SCIMP/IFAD, SPEED, ARB APEX BANK |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Lending | GHS 200 - 1,500 | 4 - 12 | 60% - 80% | 20% - 40% | Business, Education | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits | |||||||
Micro Enterprise Loan | GHS 400 - 4,000 | 6 - 12 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training | |||||||
Susu Loan | GHS 200 - 8,000 | 6 | 20% - 40% | 40% - 60% | Business, Other, petty traders | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Lending | 29.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 99% - 109.1% | 160.7% - 182.8% | 16 | ||||||||
Micro Enterprise Loan | 29.0% annual, Flat | 1 Fee | 0 Ins | None | 20.0% upfront | 48.7% - 69.9% | 72.2% - 113.4% | 30 | ||||||||
Susu Loan | 29.0% annual, Flat | 1 Fee | 1 Ins | None | 50.0% upfront | 45.9% - 69.7% | 149.9% - 355.2% | 12 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACB-SA | 4,335 | 1,476,288 | 6 | 148 |
Comicoka | 827 | 758,435 | 4 | 148 |
COOJAD | 511 | 823,215 | 6 | 148 |
COOPEDU | 2,029 | 7,549,835 | 9 | 148 |
Duterimbere | 6,607 | 4,365,044 | 3 | 148 |
Goshen | 2,076 | 3,716,008 | 5 | 165 |
Inkingi | 2,648 | 2,593,366 | 5 | 165 |
RML | 4,960 | 3,473,781 | 3 | 148 |
UCU | 3,391 | 1,603,524 | 4 | 148 |
Urwego | 37,900 | 14,755,000 | 6 | |
Vision Finance | 14,226 | 3,474,646 | 6 | 165 |
Wisigara | 2,177 | 904,708 | 3 | 148 |
Zamuka | 253 | 124,445 | 3 | 148 |
Zigama CSS | 53,806 | 59,670,753 | 2 | 165 |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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