Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | http://www.procredit.com.gh/ |
Year established | 2002 |
Head of Institution | Andre Radloff |
Regions active | 0 |
# Branches | 0 |
Total Portfolio (nat'l) | GHS 39,657,346 |
Total Portfolio (USD) | USD 26,438,230.67 |
Active clients with loans | 8,924 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 80% - 100% |
Network affiliations | ProCredit Group |
Funders | ProCredit Holding, Frankfurt- Germany, DOEN Foundation, Amsterdam |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agro Loans | GHS 2,000 - 150,000 | 1 - 60 | 0% - 20% | 0% - 20% | ||||||||||
Business Loans | GHS 2,000 - 45,000 | 3 - 48 | 40% - 60% | 80% - 100% | ||||||||||
Personal Loan | 0 | 0 | 20% - 40% | 80% - 100% | ||||||||||
ProCredit Line (Overdraft) | GHS 2,000 - 150,000 | 1 - 12 | 40% - 60% | 80% - 100% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agro Loans | 30.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 43.8% - 54% | 43.8% - 54% | 63 | |||||||||
Business Loans | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 56.6% - 76.1% | 56.6% - 76.1% | 47 | |||||||||
Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 33.1% - 33.7% | 33.1% - 33.7% | |||||||||||
ProCredit Line (Overdraft) | 39.60%-0.00% annual, Decl Bal | 2 Fees | 0 Ins | N/A | 0% | 0% |
Outstanding portfolio (KES) | KES 80,000 |
Portfolio (USD) | USD 966.18 |
Active Clients with Loans | 1 |
Approximate % Female Clients | 0 |
Approximate % Urban Clients | 100% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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