Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1986 |
Head of Institution | Nantogma Issah Abdulai |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | GHS 927,856 |
Total Portfolio (USD) | USD 470,992.89 |
Active clients with loans | 8,970 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | ASSFIN, GHAMFIN |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://yehu.org/ |
Year established | 1999 |
Head of Institution | Adet N. Kachi |
Regions active | Coast |
# Branches | 8 |
Total Portfolio (nat'l) | KES 252,974,696 |
Total Portfolio (USD) | USD 3,055,249.95 |
Active clients with loans | 13,849 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | GHS 300 - 500 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Farming | Women, Men, Must be in a group, must have a farm | Group Mtgs, Credit Ins, Other Training | |||||||
Agro-Processing Loan | GHS 100 - 2,100 | 6 - 12 | 80% - 100% | 0% - 20% | Business, for agro-processing activities | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Trading Loan | GHS 100 - 1,200 | 12 | 80% - 100% | 20% - 40% | Business, petty trading | Women | Credit Educ, Group Mtgs, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan - Meat Goat | KES 5,000 - 150,000 | 3 - 18 | 80% - 100% | 20% - 40% | Business | Women, Men, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training | |||||||
Agriculture Loan - Poultry | KES 10,000 - 60,000 | 3 - 24 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training | |||||||
Business Loan | KES 5,000 - 1,000,000 | 3 - 36 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership Training | |||||||
Top Up Loan | KES 5,000 - 1,000,000 | 3 - 24 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership Training | |||||||
Afya Loan | KES 12,745 - 12,745 | 3 - 12 | 80% - 100% | 40% - 60% | Other | Women, Men, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training, Leadership Training | |||||||
Mabati Loan | KES 5,000 - 150,000 | 6 - 18 | 60% - 80% | 20% - 40% | Housing | Women, Men, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training, Leadership Training | |||||||
Elimu Loan | KES 20,000 - 100,000 | 3 - 12 | 60% - 80% | 60% - 80% | Housing | Women, Men, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training, Leadership Training | |||||||
Emergence Loan | KES 5,000 - 40,000 | 3 - 9 | 80% - 100% | 80% - 100% | Any Purpose | Women, Men, Specific age group | ||||||||
Maji ni Uhai Loan | KES 10,000 - 150,000 | 6 - 18 | 80% - 100% | 20% - 40% | Agriculture, Housing | Women, Men, Specific age group | Group Mtgs, Business Training, Other Training, Leadership Training | |||||||
Sikukuu Loan | KES 5,000 - 10,000 | 3 - 12 | 60% - 80% | 20% - 40% | Any Purpose | Women, Men, Specific age group |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 29.8% - 30.1% | 29.8% - 30.1% | 66 | ||||||||
Agro-Processing Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 44.4% - 57.6% | 52.1% - 68.6% | 45 | ||||||||
Trading Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins | None | N/A | 51.2% - 60.8% | 51.2% - 60.8% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan - Meat Goat | 21.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 40.6% - 46.4% | 62.1% - 81.8% | 28 | ||||||||
Agriculture Loan - Poultry | 21.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 39.9% - 47.8% | 59.3% - 81.5% | 29 | ||||||||
Business Loan | 21.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 39.6% - 40.5% | 50.4% - 62% | 39 | ||||||||
Top Up Loan | 21.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 37.8% - 38.2% | 37.8% - 38.2% | 55 | ||||||||
Afya Loan | 18.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 40% | 68.6% | 31 | ||||||||
Mabati Loan | 21.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 39.6% - 46.2% | 51.3% - 81.5% | 35 | ||||||||
Elimu Loan | 21.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 39.6% - 41.9% | 58.7% - 66.4% | 34 | ||||||||
Emergence Loan | 21.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 40.5% - 47.6% | 62.2% - 81.1% | 30 | ||||||||
Maji ni Uhai Loan | 20.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 39% - 45.2% | 51.8% - 80.1% | 33 | ||||||||
Sikukuu Loan | 22.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 48.7% - 50.1% | 84.6% - 85.1% | 26 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 29.8% - 30.1% | 29.8% - 30.1% | 66 | ||||||||
Agro-Processing Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 44.4% - 57.6% | 52.1% - 68.6% | 45 | ||||||||
Trading Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 51.2% - 60.8% | 51.2% - 60.8% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan - Meat Goat | 21.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 40.6% - 46.4% | 62.1% - 81.8% | 28 | ||||||||
Agriculture Loan - Poultry | 21.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 39.9% - 47.8% | 59.3% - 81.5% | 29 | ||||||||
Business Loan | 21.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 39.6% - 40.5% | 50.4% - 62% | 39 | ||||||||
Top Up Loan | 21.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 37.8% - 38.2% | 37.8% - 38.2% | 55 | ||||||||
Afya Loan | 18.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 40% | 68.6% | 31 | ||||||||
Mabati Loan | 21.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 39.6% - 46.2% | 51.3% - 81.5% | 35 | ||||||||
Elimu Loan | 21.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 39.6% - 41.9% | 58.7% - 66.4% | 34 | ||||||||
Emergence Loan | 21.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 40.5% - 47.6% | 62.2% - 81.1% | 30 | ||||||||
Maji ni Uhai Loan | 20.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 39% - 45.2% | 51.8% - 80.1% | 33 | ||||||||
Sikukuu Loan | 22.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-15.0% upfront 100.00 ongoing | 48.7% - 50.1% | 84.6% - 85.1% | 26 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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