| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1999 |
| Head of Institution | Paul Kojo Kombian |
| Regions active | 0 |
| # Branches | 7 |
| Total Portfolio (nat'l) | GHS 4,045,746 |
| Total Portfolio (USD) | USD 2,697,164 |
| Active clients with loans | 9,050 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | ARB APEX, GHAMFIN, Freedom from Hunger |
| Funders | OikoCredit, SPEED Ghana, ARB APEX BANK |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | GHS 500 - 5,000 | 4 - 6 | 80% - 100% | 40% - 60% | ||||||||||
| Personal Loan | GHS 100 - 23,000 | 1 - 36 | 60% - 80% | 40% - 60% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 48.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 97.9% - 106.1% | 116% - 125.6% | 39 | ||||||||||
| Personal Loan | 32.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 63.5% - 114.7% | 78.4% - 143.9% | 32 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 176 |
| ANED | 5,400 | 6,579,000 | 3 | 134 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 134 |
| BancoSol | 215,300 | 861,418,000 | 30 | 134 |
| CIDRE | 8,500 | 126,578,000 | 8 | 134 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 176 |
| CRECER | 166,900 | 134,626,000 | 13 | 134 |
| Diaconia | 67,000 | 85,734,000 | 2 | 134 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 134 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 176 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 134 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 134 |
| FONDECO | 14,200 | 24,274,000 | 3 | 134 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 134 |
| FUBODE | 29,400 | 24,444,000 | 7 | 134 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 134 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 134 |
| IMPRO | 2,400 | 2,885,000 | 4 | 134 |
| ProCredit | 84,300 | 257,487,000 | 8 | 176 |
| PRODEM | 44,900 | 62,529,000 | 4 | 134 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 134 |
| Sartawi | 14,600 | 26,842,000 | 8 | 134 |
| Key Statistics | |
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| # Products | |
| # Institutions | |
| # Countries | |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
