Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.chaitanyaindia.in/ |
Year established | 2009 |
Head of Institution | Anand Rao |
Regions active | 0 |
# Branches | 7 |
Total Portfolio (nat'l) | INR 67,701,816 |
Total Portfolio (USD) | USD 1,504,484.80 |
Active clients with loans | 9,379 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | INR 6,000 - 25,000 | 24 - 30 | 80% - 100% | 0% - 20% | Business, Income Generating Activities | Women | ||||||||
Business Loan | INR 2,000 - 15,000 | 12 | 80% - 100% | 0% - 20% | Business, Housing, Consumer, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan BH 01 | INR 5,000 - 20,000 | 11.5 - 12 | 80% - 100% | 0% - 20% | Business, Housing, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
Business Loan JK 01 | INR 2,000 - 15,000 | 11.5 - 13 | 80% - 100% | 0% - 20% | Business, Housing, Education, Other | Women | Credit Educ, Group Mtgs, Credit Ins |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 0% | 24.3% | 25.1% | N/A | ||||||||||
Business Loan | 0% | 30.1% - 30.3% | 31.2% - 31.4% | N/A | ||||||||||
Business Loan BH 01 | 0% | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||||
Business Loan JK 01 | 0% | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2D Business Loan | 25.4% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 24.3% | 25.1% | N/A | ||||||||
Business Loan | 28.2% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 30.1% - 30.3% | 31.2% - 31.4% | 90 | ||||||||
Business Loan BH 01 | 24.2% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.7% - 28.9% | 30.9% - 31.1% | N/A | ||||||||
Business Loan JK 01 | 26.5% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 28.6% - 28.7% | 30.7% - 30.9% | N/A |
Outstanding portfolio (KES) | KES 1,184,478.09 |
Portfolio (USD) | USD 14,305.29 |
Active Clients with Loans | 21 |
Approximate % Female Clients | 40% - 60% |
Approximate % Urban Clients | 20% - 40% |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | x |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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