Disha Microfin Pvt Ltd - MFTransparency.org Truth In Lending Tables

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Disha Microfin Pvt Ltd B-404, NIRMAN COMPLEXOPP. HAVMOR RESTAURANT, NAVRANGPURAAHMEDABAD, GUJARAT380009

Data approved: 2010-10-25

Data version: 1

Age of data: - months

Institution Type	Private 'For-Profit'
Is this institution regulated?	N/A
Website address	N/A
Year established	1995
Head of Institution	SAMEER NANAVATI
Regions active	0
# Branches	10

Gati

6,100 Borrowers

USD 1,033,333 Portfolio

Pragati

5,100 Borrowers

USD 1,188,889 Portfolio

Product Name		Loan Size Range		Loan Term (months)		% Female		% Urban		Loan Purpose		Eligibility		Other Services
Gati		INR 8,000 - 11,000		10.7		80% - 100%		0% - 20%		Business, Housing, Consumer, Education		Women		Credit Educ, Group Mtgs, Other Training
Pragati		INR 15,000 - 17,000		10.7		80% - 100%		0% - 20%		Business		Women		Credit Educ, Group Mtgs, Other Training

Product Name		APR (int)		MFIN MFI Earning (Annualised)		MFIN Cost to Borrower (Annualised)		COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD		COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES		COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM		MFIN Transparency Index
Gati		0%		34% - 34.8%		34% - 34.8%								N/A
Pragati		0%		34.2%		34.2%								N/A

Product Name		Annual Nominal Interest		Fees		Insurance		Taxes		Compulsory Deposit		APR (int+fee)		Full APR		Transparency Index
Gati		31.7% annual, Decl Bal		2 Fees		0 Ins		None		N/A		34% - 34.8%		34% - 34.8%		N/A
Pragati		31.7% annual, Decl Bal		1 Fee		0 Ins		None		N/A		34.2%		34.2%		N/A

Loan Size/

Loan Term/

Custom

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits