2. Disha Microfin
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Institution

Disha Microfin Pvt Ltd B-404, NIRMAN COMPLEXOPP. HAVMOR RESTAURANT, NAVRANGPURAAHMEDABAD, GUJARAT380009
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established1995
Head of InstitutionSAMEER NANAVATI
Regions active0
# Branches10

Total Portfolio (nat'l)INR 100,000,000
Total Portfolio (USD)USD 2,222,222.22
Active clients with loans11,200
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

Gati
6,100 Borrowers
USD 1,033,333 Portfolio
Active Product
Pragati
5,100 Borrowers
USD 1,188,889 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gati INR 8,000 - 11,000 10.7 80% - 100% 0% - 20% Business, Housing, Consumer, Education Women Credit Educ, Group Mtgs, Other Training
Pragati INR 15,000 - 17,000 10.7 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati 0% 34% - 34.8% 34% - 34.8% N/A
Pragati 0% 34.2% 34.2% N/A
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati 31.7% annual, Decl Bal 2 Fees 0 Ins None N/A 34% - 34.8% 34% - 34.8% N/A
Pragati 31.7% annual, Decl Bal 1 Fee 0 Ins None N/A 34.2% 34.2% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessMultipleLoan PurposeDisha MicrofinInstitutionIN-022-V01-P01IN-022-V01-P02ProductINCountry2010YearRange Number1Institution Data Version05,00010,00015,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 3,0002,2001,50070080Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution # Borrowers Portfolio (US$) Products Age of Data
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Comicoka827758,4354148
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COOPEDU2,0297,549,8359148
Duterimbere6,6074,365,0443148
Goshen2,0763,716,0085165
Inkingi2,6482,593,3665165
RML4,9603,473,7813148
UCU3,3911,603,5244148
Urwego37,90014,755,0006
Vision Finance14,2263,474,6466165
Wisigara2,177904,7083148
Zamuka253124,4453148
Zigama CSS53,80659,670,7532165
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