Institution Type | Public 'For Profit' |
Is this institution regulated? | Yes |
Website address | http://www.satincreditcare.com/ |
Year established | 1990 |
Head of Institution | H P Singh |
Regions active | 0 |
# Branches | 144 |
Total Portfolio (nat'l) | INR 2,382,034,116 |
Total Portfolio (USD) | USD 52,934,091.47 |
Active clients with loans | 276,160 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MFIN, Sa-Dhan |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | INR 8,000 - 16,000 | 12 | 80% - 100% | 0% - 20% | Business, Housing | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins | |||||||
Income Generation Loan - Urban | INR 20,000 - 50,000 | 6 - 36 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business | Credit Educ | |||||||
Income Generation Loan (Rural) | INR 3,000 - 25,000 | 15 - 26 | 80% - 100% | 0% - 20% | Business | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 0% | 0% | 0% | N/A | ||||||||||
Income Generation Loan - Urban | 28.3% | 24.9% - 30.1% | 24.9% - 30.1% | 100 | ||||||||||
Income Generation Loan (Rural) | 37.8% | 27.7% - 38.4% | 30.1% - 42.8% | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 18.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Income Generation Loan - Urban | 12.0%-15.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 24.9% - 30.1% | 24.9% - 30.1% | 44 | ||||||||
Income Generation Loan (Rural) | 12.0%-15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 27.7% - 38.4% | 30.1% - 42.8% | 32 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AccessBank | 82,400 | 199,224,000 | 4 | 181 |
Bank of Baku | 59,500 | 123,214,000 | 4 | 181 |
DemirBank | 14,100 | 25,597,000 | 2 | 125 |
FINCA | 154,600 | 233,358,000 | 12 | 125 |
Parabank | 10,300 | 37,235,000 | 3 | 181 |
Turanbank | 2,600 | 326,000 | 5 | 181 |
Unibank | 800 | 64,000 | 1 | 181 |
Viator | 19,500 | 20,468,000 | 8 | 124 |
Key Statistics | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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