2. Sonata Finance
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FCB
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sonata Finance Private Limited 1/ 1 Rai Bahadur Ram Charan Das Road,Balrampur HouseAllahabad, Uttar Pradesh211002
Data approved: 2011-01-17
Data version: 2
Age of data: -   months 
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Institution

FCB Foundation 10 Mendoza St.Tagbilaran City, Bohol6300
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.sonataindia.com/
Year established2006
Head of InstitutionAnup Kumar Singh
Regions active0
# Branches121

Total Portfolio (nat'l)INR 905,699,293
Total Portfolio (USD)USD 20,126,650.96
Active clients with loans128,606
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1989
Head of InstitutionEngr. Panfilo Asares
Regions active
# Branches3

Total Portfolio (nat'l)PhP 101,848,650
Total Portfolio (USD)USD 2,436,570.57
Active clients with loans12,752
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsMicrofinance Council of the Philippines, Inc.
Funders

Loan Products » Summary

Income
128,116 Borrowers
USD 19,912,840.07 Portfolio
Active Product
Individual
490 Borrowers
USD 213,810.89 Portfolio
Active Product

Loan Products » Summary

Help
2,000 Borrowers
USD 717,703.35 Portfolio
Active Product
Hiram
10,000 Borrowers
USD 1,674,641.15 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 8,500 - 19,650 5.8 - 11.6 80% - 100% 20% - 40% Business Women Credit Educ, Group Mtgs, Credit Ins
Individual Loan INR 20,000 - 35,000 12 - 24 80% - 100% 0% - 20% Business Women, Men, Have business Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Help (Individual) PHP 20,000 - 150,000 3 - 24 60% - 80% 20% - 40% Business Women, Men Tech Asst Visits, Other Training, Mortuary Fund/Life insurance
Hiram (Group Loan) PHP 3,000 - 100,000 6 60% - 80% 20% - 40% Business Women, Men, Must have experience running a business Group Mtgs, Tech Asst Visits, Business Training, Bookeeping, consultancy, Mortuary Fund/Life Insurance

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 29.5% 29.5% - 31% 30.6% - 32.4% 95
Individual Loan 0% 34% - 34.6% 35.1% - 35.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 28.0% annual, Decl Bal 1 Fee 0 Ins None N/A 29.5% - 31% 30.6% - 32.4% 88
Individual Loan 32.0% annual, Decl Bal 1 Fee 0 Ins None N/A 34% - 34.6% 35.1% - 35.8% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Help (Individual) 24.0% annual, Flat 1 Fee 1 Ins 0.50% loan amt 2.0% upfront 38.3% - 55.9% 41.1% - 60.3% 46
Hiram (Group Loan) 24.0% annual, Flat 1 Fee 1 Ins 0.25% loan amt 4.0% upfront 20.00 ongoing 68.6% 81.7% - 111.2% 27

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 29.5% 29.5% - 31% 30.6% - 32.4% 95
Individual Loan 0% 34% - 34.6% 35.1% - 35.8% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 28.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.5% - 31% 30.6% - 32.4% 88
Individual Loan 32.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 34% - 34.6% 35.1% - 35.8% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Help (Individual) 24.0% annual, Flat 1 Fee 1 Ins Ins 0.50% loan amt 2.0% upfront 38.3% - 55.9% 41.1% - 60.3% 46
Hiram (Group Loan) 24.0% annual, Flat 1 Fee 1 Ins Ins 0.25% loan amt 4.0% upfront 20.00 ongoing 68.6% 81.7% - 111.2% 27
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessLoan PurposeSonata FinanceInstitutionIN-067-V02-P01IN-067-V02-P02ProductINCountry2011YearRange Number2Institution Data Version010,00020,00030,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 38,00028,00019,0009,6001,000Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeFCBInstitutionPH-018-V01-P01PH-018-V01-P02ProductPHCountry2011YearRange Number1Institution Data Version020,00040,00060,00080,000100,000120,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 2,0001,5001,00050050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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