Suryoday Micro Finance Pvt Ltd - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 177 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Suryoday Micro Finance Pvt Ltd 161A/3A Modibaug, 4th Floor Sham-Shakuntal HeightsGaneshkind Road, Shivaji NagarPune, Maharashtra411016

Data approved: 2010-10-25

Data version: 1

Age of data: - months

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Institution

Family Bank Ltd. NairobiKenyaP.O. Box 74145

Data approved: 2010-09-13

Data version: 1

Age of data: 177 months

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Institution Details

Institution Type	Private 'For-Profit'
Is this institution regulated?	N/A
Website address	http://www.suryodaymf.com/
Year established	2008
Head of Institution	R BASKAR BABU
Regions active	0
# Branches	16

Total Portfolio (nat'l)	INR 248,564,850
Total Portfolio (USD)	USD 5,523,663.33
Active clients with loans	35,000
Approximate % female clients	80% - 100%
Approximate % urban clients	60% - 80%
Network affiliations

Institution Details

Institution Type	Non Bank Financial Institution
Is this institution regulated?	Yes
Website address	http://www.familybank.co.ke/
Year established	1984
Head of Institution	Peter Kinyanjui
Regions active
# Branches	50

Total Portfolio (nat'l)	KES 8,001,434,281
Total Portfolio (USD)	USD 96,635,679.72
Active clients with loans	52,342
Approximate % female clients	40% - 60%
Approximate % urban clients	20% - 40%
Network affiliations
Funders

Loan Products » Summary

IG01

21,949 Borrowers

USD 4,744,236 Portfolio

IG02

20,120 Borrowers

USD 6,072,318 Portfolio

IGF01

6,602 Borrowers

USD 1,422,664 Portfolio

IGF02

2,043 Borrowers

USD 626,765 Portfolio

Loan Products » Summary

Asset

2,000 Borrowers

USD 13,285,024.15 Portfolio

Biashara

5,500 Borrowers

USD 6,159,420.29 Portfolio

Consumer

30,000 Borrowers

USD 38,647,343 Portfolio

Business

3,000 Borrowers

USD 30,193,236.71 Portfolio

Vijanaa

2,700 Borrowers

USD 2,415,458.94 Portfolio

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
IG01	INR 11,000 - 11,000	18	80% - 100%	80% - 100%	Business	Women	Credit Educ, Group Mtgs, Credit Ins, Business Training
IG02	INR 15,000 - 15,000	18	80% - 100%	80% - 100%	Business	Women	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
IGF01	INR 11,000 - 11,000	16.5	80% - 100%	80% - 100%	Business	Women	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
IGF02	INR 15,000 - 15,000	16.5	80% - 100%	80% - 100%	Business	Women	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Asset Finance Loan	KES 300,000 - 20,000,000	6 - 48	20% - 40%	60% - 80%	Only for purposes of buying assets(motor vehicles)	Women, Men	Credit Educ, Credit Ins, Tech Asst Visits
Biashara Boost Loan	KES 5,000 - 500,000	6 - 24	40% - 60%	20% - 40%	Business, Other	Women, Men, Have business, Can use loan to start a business	Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills
Consumer Loan	KES 10,000 - 1,000,000	6 - 48	40% - 60%	60% - 80%	Any Purpose	Women, Men, Salaried worker, Borrower must be under insurable age limit of 65 years	Credit Educ, Credit Ins, Tech Asst Visits
Secured Business Loan	KES 100,000 - 20,000,000	6 - 60	20% - 40%	40% - 60%	Any Purpose	Women, Men, Must have collateral	Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Vijanaa Boost Loan	KES 5,000 - 1,000,000	6 - 24	40% - 60%	40% - 60%	Business, Other	Women, Men, Specific age group	Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
IG01	0%	0%	0%	N/A
IG02	0%	0%	0%	N/A
IGF01	0%	0%	0%	N/A
IGF02	0%	0%	0%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
IG01	26.0% annual, Decl Bal	1 Fee	0 Ins	None	N/A	0%	0%	N/A
IG02	26.0% annual, Decl Bal	1 Fee	1 Ins	None	N/A	0%	0%	N/A
IGF01	26.0% annual, Decl Bal	1 Fee	1 Ins	None	N/A	0%	0%	N/A
IGF02	26.0% annual, Decl Bal	1 Fee	1 Ins	None	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Asset Finance Loan	10.6% annual, Flat	3 Fees	0 Ins	None	N/A	23.8% - 27.7%	23.8% - 27.7%	41
Biashara Boost Loan	19.2% annual, Flat	2 Fees	1 Ins	None	N/A	39.8% - 48.5%	39.8% - 48.5%	45
Consumer Loan	16.0%-18.0% annual, Decl Bal	2 Fees	1 Ins	None	N/A	23.3% - 71%	23.3% - 71%	46
Secured Business Loan	18.5% annual, Decl Bal	2 Fees	1 Ins	None	N/A	23.9% - 34.3%	23.9% - 34.3%	68
Vijanaa Boost Loan	8.0% annual, Flat	2 Fees	1 Ins	None	N/A	16.5% - 17.7%	16.5% - 17.7%	46

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
IG01	0%	0%	0%	N/A
IG02	0%	0%	0%	N/A
IGF01	0%	0%	0%	N/A
IGF02	0%	0%	0%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
IG01	26.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
IG02	26.0% annual, Decl Bal	1 Fee	1 Ins Ins	None	N/A	0%	0%	N/A
IGF01	26.0% annual, Decl Bal	1 Fee	1 Ins Ins	None	N/A	0%	0%	N/A
IGF02	26.0% annual, Decl Bal	1 Fee	1 Ins Ins	None	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Asset Finance Loan	10.6% annual, Flat	3 Fees	0 Ins Ins	None	N/A	23.8% - 27.7%	23.8% - 27.7%	41
Biashara Boost Loan	19.2% annual, Flat	2 Fees	1 Ins Ins	None	N/A	39.8% - 48.5%	39.8% - 48.5%	45
Consumer Loan	16.0%-18.0% annual, Decl Bal	2 Fees	1 Ins Ins	None	N/A	23.3% - 71%	23.3% - 71%	46
Secured Business Loan	18.5% annual, Decl Bal	2 Fees	1 Ins Ins	None	N/A	23.9% - 34.3%	23.9% - 34.3%	68
Vijanaa Boost Loan	8.0% annual, Flat	2 Fees	1 Ins Ins	None	N/A	16.5% - 17.7%	16.5% - 17.7%	46

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Key Statistics
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% Products with one or more insurances
% Products with compulsory deposits

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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

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