2. Swadhaar
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Yehu
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Swadhaar FinServe Pvt. Ltd. 5/39 Shree Om Co-operative Housing SocietyGuru Narayan Road, Santacruz (E)Mumbai, MaharashtraPO Box 400001
Data approved: 2013-01-22
Data version: 3
Age of data: 144 months
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Institution

Yehu Microfinance Trust MombasaKenyaPO Box 82120
Data approved: 2010-09-15
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.swadhaar.com/
Year established2008
Head of InstitutionVeena Mankar
Regions activeGujarat, Maharashtra
# Branches30

Total Portfolio (nat'l)INR 909,845,169
Total Portfolio (USD)USD 17,166,889.98
Active clients with loans92,891
Approximate % female clients80% - 100%
Approximate % urban clients100%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://yehu.org/
Year established1999
Head of InstitutionAdet N. Kachi
Regions active0
# Branches6

Total Portfolio (nat'l)KES 65,000,000
Total Portfolio (USD)USD 785,024.15
Active clients with loans6,000
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

Swahit
87,428 Borrowers
USD 15,265,990.89 Portfolio
Active Product
Swayog
5,072 Borrowers
USD 1,392,004.70 Portfolio
Active Product
Top up
391 Borrowers
USD 508,894.40 Portfolio
Active Product

Loan Products » Summary

Meat
115 Borrowers
USD 17,252.42 Portfolio
Active Product
Poultry
78 Borrowers
USD 15,977.05 Portfolio
Active Product
Business
3,947 Borrowers
USD 581,663.09 Portfolio
Active Product
Top-Up
28 Borrowers
USD 7,371.98 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Swahit - Individual Loan with Joint Liability INR 8,000 - 34,000 24 100% 100% Business Women, Have business, Specific age group, Med HH Inc, Urban HH Credit Educ, Credit Ins
Swayog - Individual Business Loan INR 8,000 - 75,000 3 - 12 0% - 20% 100% Business Women, Men, Have business, Specific age group, Urban HH, The client must be the owner of the business. Credit Ins
Top Up Loan INR 2,000 - 5,000 12 100% 100% Business Women, Have business, Specific age group, Med HH Inc, Urban HH Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan - Meat Goat KES 6,000 - 40,000 3 - 24 80% - 100% 20% - 40% Business Women, Men, Specific age group, Member of Yehu, Must have a regularity in savings and minimum savings amount Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training
Agriculture Loan - Poultry KES 10,000 - 60,000 3 - 12 80% - 100% 20% - 40% Business Women, Men, Have business, Specific age group, Member of Yehu, Must have a regularity in savings and minimum savings amount Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training
Business Loan KES 10,000 - 300,000 3 - 24 80% - 100% 40% - 60% Business Women, Men, Have business, Specific age group, Must be a registered member of Yehu., Must have shown regularity in savings and a minimum savings amount. Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Swahit - Individual Loan with Joint Liability 25.8% 26.8% - 26.9% 27.9% - 28% Yes Yes Yes 100
Swayog - Individual Business Loan 28.1% - 29.9% 31.5% - 35% 32.8% - 37% Yes Yes Yes 100
Top Up Loan 26% - 26.2% 27.8% - 28.1% 28.8% - 29.2% Yes Yes Yes 99
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Swahit - Individual Loan with Joint Liability 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.8% - 26.9% 27.9% - 28% 93
Swayog - Individual Business Loan 30.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 31.5% - 35% 32.8% - 37% 85
Top Up Loan 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.8% - 28.1% 28.8% - 29.2% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan - Meat Goat 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 50.00 ongoing #N/A #N/A N/A
Agriculture Loan - Poultry 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 50.00 ongoing #N/A #N/A N/A
Business Loan 20.0% annual, Flat 0 Fees 0 Ins None 20.0% upfront 50.00 ongoing #N/A #N/A N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Swahit - Individual Loan with Joint Liability 25.8% 26.8% - 26.9% 27.9% - 28% Yes Yes Yes 100
Swayog - Individual Business Loan 28.1% - 29.9% 31.5% - 35% 32.8% - 37% Yes Yes Yes 100
Top Up Loan 26% - 26.2% 27.8% - 28.1% 28.8% - 29.2% Yes Yes Yes 99
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Swahit - Individual Loan with Joint Liability 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.8% - 26.9% 27.9% - 28% 93
Swayog - Individual Business Loan 30.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 31.5% - 35% 32.8% - 37% 85
Top Up Loan 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.8% - 28.1% 28.8% - 29.2% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan - Meat Goat 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 50.00 ongoing #N/A #N/A N/A
Agriculture Loan - Poultry 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 50.00 ongoing #N/A #N/A N/A
Business Loan 20.0% annual, Flat 0 Fees 0 Ins Ins None 20.0% upfront 50.00 ongoing #N/A #N/A N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeSwadhaarInstitutionIN-072-V03-P01IN-072-V03-P02IN-072-V03-P03ProductINCountry2013YearRange Number3Institution Data Version020,00040,00060,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 43,00032,00021,00010,0001,200Number of Borrowers
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Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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