2. PWMACS
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Juhudi Kilimo
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Payakaraopeta Women's Mutually Aided Co-operative Thrift and Credit Society Sivasurya ApartmentsMain RoadPayakaraopeta, Andhra Pradesh531126
Data approved: 2010-10-25
Data version: 1
Age of data: 175 months

Institution

Juhudi Kilimo Limited Liability Company NairobiKenyaPO Box 25363
Data approved: 2012-03-12
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1997
Head of InstitutionP.V. Ravikumar
Regions active
# Branches8

Total Portfolio (nat'l)INR 315,140,153
Total Portfolio (USD)USD 5,946,040.62
Active clients with loans36,543
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.juhudikilimo.com/
Year established2009
Head of InstitutionNat Robinson
Regions active0
# Branches8

Total Portfolio (nat'l)KES 167,073,524
Total Portfolio (USD)USD 2,017,796.18
Active clients with loans4,795
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMFI, SPTF
FundersAcumen Fund, Grameen Foundation, Kiva

Loan Products » Summary

Income
36,543 Borrowers
USD 5,946,044.68 Portfolio
Active Product

Loan Products » Summary

Asset
2,100 Borrowers
USD 289,855.07 Portfolio
Active Product
Dairy Cow
5,100 Borrowers
USD 707,729.47 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 5,000 - 50,000 12 - 60 80% - 100% 20% - 40% Any Purpose Women Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Finance Loan KES 10,000 - 30,000 6 - 24 40% - 60% 0% - 20% Business Women, Men, Have business, Have home or land, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC at Kshs 3,290 for a year coverage
Asset Financing Dairy Cow Loan KES 30,000 - 300,000 12 - 24 40% - 60% 0% - 20% Business, Can be used to improve the structure used to house Women, Men, Have business, Have home or land, Must be a dairy farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC at Kshs 3,290 for a year coverage

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 20.2% - 20.6% 31% - 37.2% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 19.2% annual, Decl Bal 1 Fee 1 Ins None 20.0% upfront 50.00 ongoing 20.2% - 20.6% 31% - 37.2% 58

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Finance Loan 16.0%-18.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 0% 0% N/A
Asset Financing Dairy Cow Loan 16.0%-18.0% annual, Flat 1 Fee 2 Ins None 15.0% upfront 0% 0% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 20.2% - 20.6% 31% - 37.2% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 19.2% annual, Decl Bal 1 Fee 1 Ins Ins None 20.0% upfront 50.00 ongoing 20.2% - 20.6% 31% - 37.2% 58

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Finance Loan 16.0%-18.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 0% 0% N/A
Asset Financing Dairy Cow Loan 16.0%-18.0% annual, Flat 1 Fee 2 Ins Ins None 15.0% upfront 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeAnyLoan PurposePWMACSInstitutionIN-075-V01-P01ProductINCountry2010YearRange Number1Institution Data Version010,00020,00030,00040,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 7,3005,4003,6001,800200Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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