2. Trident
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Trident Microfin Limited DNO:11-8-15,MIG-33,SHREE SAI ARCADE,1ST & 2ND FLOORS,SAROORNAGAR,HYDERABAD, ANDHRA PRADESH500035
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 
Choose version

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.tridentmicrofin.com/
Year established2007
Head of InstitutionKISHORE KUMAR PULI
Regions active0
# Branches60

Total Portfolio (nat'l)INR 1,386,607,288
Total Portfolio (USD)USD 30,813,495.29
Active clients with loans174,873
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

Agri Allied Loans
805 Borrowers
USD 204,634.07 Portfolio
Active Product
Crop Loans to Farmer Groups
1,394 Borrowers
USD 133,551.80 Portfolio
Active Product
Group Loan for Women Monthly
32,636 Borrowers
USD 7,112,021.20 Portfolio
Active Product
Women Weekly
142,967 Borrowers
USD 20,219,522.93 Portfolio
Active Product
Individual Micro Enterprise Loans
70 Borrowers
USD 38,675.18 Portfolio
Active Product
Personal Loan to Employees
21 Borrowers
USD 9,155.51 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agri Allied Loans INR 16,000 - 20,000 18 - 36 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Credit Ins
Crop Loans to Farmer Groups INR 6,000 - 25,000 10 - 12 0% - 20% 0% - 20% Business, Loan is given for inputs required for harvesting Women, Men, Have home or land, The loan is also given to clients in rented accomadation who have stayed in that locality for more t, Out of a group of 5 members ,4 members should have own house Credit Educ, Group Mtgs, Credit Ins
Group Loan for Women Monthly INR 6,000 - 18,000 18 80% - 100% 0% - 20% Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities Women, The loan is also given to clients in rented accomadation who have stayed in that locality for more t Credit Educ, Group Mtgs, Credit Ins, Other Training
Group Loan for Women Weekly INR 6,000 - 18,000 11.5 - 12 80% - 100% 40% - 60% Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities Women Credit Educ, Group Mtgs, Credit Ins
Individual Micro Enterprise Loans INR 16,000 - 100,000 18 - 36 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Credit Ins, Other Training
Personal Loan to Employees INR 16,000 - 100,000 18 - 36 80% - 100% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Educ, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Agri Allied Loans 0% 0% 0% N/A
Crop Loans to Farmer Groups 0% 0% 0% N/A
Group Loan for Women Monthly 0% 0% 0% N/A
Group Loan for Women Weekly 0% 0% 0% N/A
Individual Micro Enterprise Loans 0% 0% 0% N/A
Personal Loan to Employees 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri Allied Loans 15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Crop Loans to Farmer Groups 21.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 0% 0% N/A
Group Loan for Women Monthly 12.5%-15.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 0% 0% N/A
Group Loan for Women Weekly 12.5%-15.0% annual, Flat 2 Fees 0 Ins None N/A 0% 0% N/A
Individual Micro Enterprise Loans 15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Personal Loan to Employees 15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Institution Price Graph
Click to view Price Analysis Tool
  2. KADET
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Kenya Agency for Development & Enterprise Technology P.O. Box 1676Nairobi
Data approved: 2013-06-25
Data version: 2
Age of data: 146 months
Choose version

Product

Business Loan Product 2 of 4 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (KES)KES 383,487,427
Portfolio (USD)USD 4,631,490.66
Active Clients with Loans11,801
Approximate % Female Clients40% - 60%
Approximate % Urban Clients40% - 60%
Methodology
Individualx
Solidarity groupx
Village banking
Self help group
Other
Description
Loan for clients in both rural and urban areas. This category of loans covers a wide ranges of types of uses.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution7
# Regions for this product7
Regions ActiveCentral, Coast, Eastern, Nairobi, Nyanza, Rift Valley, Western

Loan Conditions

Loan Amount
CurrencyKES
Minimum loan sizeKES 3,000
Maximum loan size3,000,000
Distribution at Disbursement (Est.)
Loans less than KES 50,00030%
KES 50,000-150,00040%
KES 150,000-250,00015%
KES 250,000-350,00010%
KES 350,000-450,0005%
Greater than KES 450,0005%
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term24.0 months
Approx average6.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months30%
Between 7 and 9 months30%
Between 10 and 12 months30%
Between 13 and 18 months5%
Longer than 18 months5%
Grace Period
Grace period usage100%
Average grace period1.0 month
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest18.00%
Highest quoted nominal interest22.00%
Reason(s) why interest rate variesTime as Client
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionLoan Application Fee
% of loan amount - min3.00%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionAnnual Loan Protection Fee
% of loan amount - min1.20%
% of loan amount - max1.20%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaUpfront: Sol group loans =20%. Individual loans =30%.
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited20.00% - 30.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedKES 400
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Business Loan samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountKES 10,000KES 30,000KES 52,000KES 106,000KES 500,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2013-04-112013-05-142013-06-102013-06-102013-04-26
Loan Term (Months)6.0 months6.0 months12.0 months18.0 months24.0 months
Grace Period (Months)0.1 months-0.1 months0.0 months0.1 months0.1 months
Total Cost of CreditKES 1,520KES 4,560KES 11,544KES 35,139KES 246,999.67
True Price by Comp         
Interest price component35.3%36.7%31.0%31.6%36.9%
Fee Component10.5%10.9%5.8%4.1%3.3%
Insurance Component4.3%4.5%2.4%3.4%2.7%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component41.0%31.8%24.6%21.7%19.3%
Full APR (int fee ins tax dep)91.1%83.9%63.8%60.8%62.2%
Transparency Index2021283029
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Business Loan Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyLoan PurposeKADETInstitutionKE-013-V02-P02ProductKECountry2013YearRange Number2Institution Data Version0100,000200,000300,000400,000500,000Loan Size (all)0%20%40%60%80%100%Full APR (int fee ins tax dep)> 4,7003,5002,3001,100100Number of Borrowers
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞